Airtel Axis Bank RuPay Credit Card

The Airtel Axis Bank RuPay Credit Card is the ultimate choice for Airtel customers and anyone who regularly pays utility bills or orders food online. With one of the most generous cashback structures in the market, this card delivers exceptional value for Airtel-related expenses and everyday spending.

Overview

• UPI Integration: The RuPay variant allows you to link your credit card with UPI apps for instant payments. You can apply for an EMI facility and convert past purchases into EMIs through the linked UPI app. Additionally, you can make one-time payments or set up UPI AutoPay for credit card bills.

• Airtel Ecosystem Benefits: If you're using Airtel mobile, broadband, or DTH services, this card gives you an unmatched 25% cashback on all recharges and bill payments made via the Airtel Thanks app.

• Utility Bill Rewards: Pay your utility bills through the Airtel Thanks app and earn 10% cashback consistently.

• Food & Grocery Cashback: Order from Swiggy, Zomato, or shop on BigBasket to get 10% cashback on every transaction.

• Domestic Travel Perks: Access domestic airport lounges for free at select cities including New Delhi, Mumbai, Bengaluru, Chennai, Hyderabad, and Kolkata.

• Wide Acceptance: RuPay credit cards offer domestic and international acceptance, making them versatile for various payment needs.

• Digital Application: Apply completely online through the Airtel Thanks app or Axis Bank website with easy documentation.

The RuPay variant adds significant value by enabling UPI payments, making this card incredibly versatile for modern digital transactions while earning rewards on everyday spends.

Rewards and Benefits

Earning Cashback

• 25% Cashback on Airtel Services: Earn 25% cashback on Airtel mobile, DTH, and broadband payments. Transactions must be made via the Airtel Thanks app. Maximum cashback capped at ₹250 per statement cycle.

• 10% Cashback on Utility Bills: Get 10% cashback on utility bill payments. Valid only when paid through the Airtel Thanks app. Maximum cashback capped at ₹250 per statement cycle.

• 10% Cashback on Preferred Merchants: Earn 10% cashback on orders from Swiggy, Zomato, and BigBasket. Maximum cashback capped at ₹500 per statement cycle across all three platforms.

• 1% Cashback on Other Spends: Earn 1% cashback on all other retail purchases (excluding restricted categories). No cap on this cashback.

Redeeming Cashback

The cashback earned is directly credited to your credit card statement, reducing your outstanding balance automatically. There's no need for manual redemption or conversion.

Welcome Bonus

• Amazon Gift Voucher: Receive a ₹500 Amazon gift voucher on the first transaction within 30 days of card issuance.

Airport Lounge Access

• 4 Complimentary Visits: Get 4 free domestic airport lounge visits per calendar year.

• Coverage: Available at select cities including New Delhi, Mumbai, Bengaluru, Chennai, Hyderabad, and Kolkata.

• Eligibility Criteria: You must spend ₹50,000 in the last 3 months before your travel date. For example, if you want to access a lounge on March 10, you should have spent ₹50,000 between December 1 and February 28. This is a rolling 3-month requirement that must be met each time you want to use the benefit.

Fuel Surcharge Waiver

• 1% Waiver: Get a 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000.

• Maximum Benefit: The maximum waiver is ₹500 per month.

Exclusions for Cashback

Cashback is not available on the following transactions: Fuel purchases, Insurance payments, Rent payments, Government payments, Education fees, Jewellery purchases, Wallet loads, Utility bills made outside the Airtel Thanks app.

Disclaimer: The card features, benefits, application process, and other details mentioned above are accurate at the time of writing but may change without prior notice.