Terms & Conditions

1. Introduction

Welcome to Your Card Guide ("we", "our", "us"). By accessing or using yourcardguide.com, you agree to these Terms and Conditions. Please read them carefully before using our Website.

2. Nature of Services

Our Website provides credit card information and referral links to financial institutions and their authorised partners. When you apply for a credit card through our referral links and your card is approved and disbursed, we may earn a commission or cashback.

We do not issue or manage credit cards directly. All product approvals, benefits, and terms are solely determined by the respective bank or financial institution.

3. No Financial Advice

The content on our Website is for informational purposes only. It should not be construed as financial or professional advice. Users are encouraged to verify all details directly with the issuing bank before applying for any product.

4. Accuracy of Information

We strive to keep all content accurate and up to date. However, banks and financial institutions may change their terms without notice. We do not guarantee the completeness, reliability, or current accuracy of product details listed on the Website.

5. Affiliate Disclosure

We maintain partnerships with banks, NBFCs, and affiliate platforms. When a user successfully applies for a credit card using our link, we may receive compensation. This does not influence our reviews or recommendations — all opinions are based on publicly available data and independent evaluation.

6. User Responsibilities

By using our Website, you agree to:

• •Use it for lawful purposes only
• •Not misuse the Website or interfere with its functionality
• •Understand that applying for a credit card is solely your decision

7. Limitation of Liability

We are not liable for any losses, damages, or consequences arising from:

• •Your use of or reliance on information provided on our Website
• •Any delay, denial, or rejection of your credit card application
• •Actions or omissions of our affiliate partners or financial institutions

8. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of India. Any disputes arising under these Terms will be subject to the exclusive jurisdiction of the courts in Mumbai, India.

9. Modifications

We reserve the right to update or modify these Terms and Conditions at any time. Any changes will be posted here with a revised "Last Updated" date.

10. Contact Us

For any queries regarding these Terms: