Experience entertainment like never before with lifestyle rewards that match your vibe
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| Benefit | Details |
|---|---|
| Entertainment Benefits | Buy one get one free on movie tickets via District App, up to ₹200 off per month. |
| Food Delivery Savings | Flat ₹120 off on Swiggy orders twice a month on minimum spend of ₹500. |
| OTT Subscription | Complimentary SonyLIV Premium annual subscription worth ₹1,499 on first purchase within 30 days. |
| Dining Delights | Up to 15% off at partner restaurants across India, with maximum discount of ₹500. |
| Airport Lounge Access | One complimentary lounge access per quarter on spends of ₹50,000 in previous 3 months. |
| Fuel Benefits | 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000, maximum benefit of ₹400 per month. |
| Attribute | Classification |
|---|---|
| Issuer / Provider | Axis Bank Ltd. |
| Bank / Non-bank | Bank |
| Category | Movies, subscription, food delivery, lounge access |
| Type of Card | RuPay |
| Free or Paid | ₹500 Annually +Applicable Taxes |
The Axis Bank MyZone Credit Card is designed for young professionals and lifestyle enthusiasts who frequently spend on entertainment, dining, and food delivery. This entry-level card offers substantial value for individuals who enjoy watching movies, ordering food online, and dining out at restaurants. With its low annual fee and attractive discount offers on popular platforms like Swiggy, District by Zomato, and AJIO, the card provides practical savings on everyday lifestyle expenses. The complimentary SonyLIV Premium subscription adds to its appeal, making it an excellent choice for entertainment lovers seeking affordable yet rewarding credit card benefits.
Global Acceptance: Use the card at millions of outlets worldwide, ensuring convenience for both domestic and international transactions.
Contactless Payments: Make secure contactless transactions with a simple tap, enhancing payment convenience.
Secure Transactions: EMV-certified chip credit card with PIN protection ensures maximum transaction security for all purchases.
Mobile Banking Integration: Manage the card seamlessly through the Axis Mobile App, offering various banking features and services.
EDGE REWARD Points: Earn 4 EDGE REWARD points for every ₹200 spent on eligible purchases, translating to a base reward rate of 0.4%.
Exclusions: Reward points are not earned on specific categories including fuel, movies, insurance, wallet load, rent, utilities, education, government institution payments, and EMI transactions.
Accumulated EDGE REWARD points can be redeemed through various options: Gift Vouchers, Products, Travel Bookings, Statement Credit. Note: A reward redemption fee applies based on the number of points redeemed.
District App Offer: Enjoy 100% discount on the second movie ticket when booking through the District App by Zomato. Maximum discount capped at ₹200 per month. Note: No reward points are earned on movie ticket transactions.
SonyLIV Premium: Receive a complimentary annual subscription to SonyLIV Premium valued at ₹1,499 upon making the first purchase within 30 days of card issuance.
Renewal Benefit: The subscription can be renewed by spending ₹1.5 lakhs in a card membership year. Eligible spends exclude rent and wallet load transactions.
Delivery: Voucher codes for promotional offers will be sent via SMS to the registered mobile number within 45 days following card issuance.
Swiggy Discount: Get flat ₹120 off on food delivery orders twice a month on minimum spend of ₹500.
How to Avail: Apply coupon code AXIS120 at checkout on the Swiggy app or website.
Restrictions: Offer valid on all restaurant orders where alliance offers are applicable, including third-party bank, wallet, and fintech partner offers.
AJIO Discount: Save up to ₹1,000 on AJIO on minimum purchases of ₹2,999 on select styles using the appropriate coupon code.
Partner Discounts: Enjoy exclusive dining offers across India under the Axis Bank Dining Delights programme.
Coverage: The programme covers numerous restaurants in major cities across India, providing substantial savings on dining out.
Complimentary Access: Benefit from one complimentary access per calendar quarter to select domestic airport lounges in India.
Eligibility Criteria: Lounge access is unlocked only on spends of ₹50,000 in the previous 3 months.
1% Waiver: Get 1% fuel surcharge waiver on all fuel transactions at petrol stations across India.
Transaction Range: Valid on transactions between ₹400 and ₹4,000 only.
Maximum Benefit: Fuel surcharge refund capped at ₹400 per statement cycle.
Disclaimer: The card features, benefits, application process, and other details mentioned above are accurate at the time of writing but may change without prior notice.
| Fee Type | Amount | Details |
|---|---|---|
| Joining Fee | ₹500 + GST | One-time charge when the card is issued. Waived for select channels. |
| Annual Fee | ₹500 + GST | Charged from the second year onwards. First year waived for select channels. |
| Add-on Card Fee | ₹0 | No charge for supplementary cards for family members. |
| Card Replacement Fee | ₹0 | No fee for replacing lost or damaged cards. |
| Cash Payment Fee | ₹175 | Fee charged for cash payments made at bank branches. |
| Cash Withdrawal Fees | 2.5% (Min. ₹500) | Charged on the cash amount withdrawn from ATMs. |
| Finance Charges | 3.75% per month (55.55% per annum) | Interest charged on retail purchases and cash advances if not paid in full. |
| Late Payment Fee | Variable | ₹0 if total due up to ₹500; ₹500 if due between ₹501-₹5,000; ₹750 if due between ₹5,001-₹10,000; ₹1,200 if due exceeds ₹10,000. Additional ₹100 levied for missing two consecutive minimum amount due payments. |
| Over Limit Penalty | 2% (Min. ₹500) | Charged when spending exceeds the assigned credit limit. |
| Foreign Currency Transaction Fee | 3.50% | Charged on the transaction value for international transactions. |
| Fuel Transaction Fee | 1% | Charged on cumulative fuel transactions of ₹50,000 or more in a statement cycle. |
| Rent Transaction Fee | 1% | Charged on rent payments made through third-party apps. |
| Wallet Load Transaction Fee | 1% | Charged on cumulative wallet load transactions of ₹10,000 or more in a statement cycle. |
| Utility Transaction Fee | 1% | Charged on cumulative utility spends of ₹25,000 or more in a statement cycle. |
| Education Transaction Fee | 1% | Charged on educational payments made through third-party apps. |
| Reward Point Redemption Fee | Yes | Variable fee based on the number of points redeemed. |
| Criteria | Details |
|---|---|
Age | Minimum 18 years, Maximum 70 years |
Nationality | Indian resident or Non-Resident Indian (NRI) |
| Document Type | Details |
|---|---|
| Identity Proof | PAN Card (mandatory) |
| Address Proof | Aadhaar Card, Passport, Driving Licence, Voter ID, Utility Bill (not more than 3 months old), or any valid government-issued address proof |
| Income Proof | Latest salary slips (not more than 3 months old), Form 16, last 3 months' bank statement, or ITR for self-employed individuals |
Click on Apply Now: Hit the 'Apply Now' button to start your application.
Fill in Your Detail: Enter your personal, contact, and financial details in the application form.
Upload Required Documents: Upload your PAN Card, Aadhaar/Address Proof, and Income Proof.
Submit Your Application: Review all the details and click Submit.
Approval & Card Delivery: Once approved, your MyZone Credit Card will be delivered to your registered address.
| Usage Tips | Details |
|---|---|
Maximise Entertainment Benefits | Use the card for booking movie tickets through District App. Plan movie outings to utilise the monthly ₹200 discount cap. |
Leverage Food Delivery Discounts | Order food through Swiggy twice a month with minimum order value of ₹500 to avail flat ₹120 discount each time, saving ₹240 monthly. |
Activate OTT Subscription | Make the first purchase within 30 days of receiving the card to activate the complimentary SonyLIV Premium subscription worth ₹1,499. |
Utilise Dining Benefits | Explore partner restaurants under the Dining Delights programme to enjoy discounts on dining bills. |
Plan Lounge Access | Ensure to spend ₹50,000 in the previous 3 months before travelling to unlock complimentary airport lounge access for the quarter. |
The Axis Bank MyZone Credit Card is designed for users who want to maximize their credit card benefits effectively.
Disclaimer: The information provided on this page has been gathered from various reliable sources and is intended solely for general informational purposes. As details may change over time, we do not guarantee the accuracy or completeness of the content. Users are advised to verify the information with official or relevant sources before making any decisions or taking action.