Fly high with rewards that take you places
2 domestic lounge visits per quarter
Earn 2 CV Points per ₹200 spent
Up to 4 complimentary Economy Class tickets yearly
Enter your details to get started
| Benefit | Details |
|---|---|
| Welcome Benefit | 1 complimentary Economy Class ticket voucher on card joining and renewal |
| Club Vistara Membership | Complimentary Club Vistara Base Membership for accelerated rewards |
| Reward Structure | Earn 2 CV Points per ₹200 spent across all eligible categories |
| Milestone Rewards | 1 Economy Class ticket each on reaching spends of ₹1.25 lakh, ₹2.5 lakh and ₹6 lakh annually |
| Airport Lounge Access | 2 complimentary domestic lounge visits per quarter on spending minimum ₹50,000 in previous 3 months |
| Dining Benefits | 25% off up to ₹800 at partner restaurants twice a month on minimum order value of ₹2,000 |
| Insurance Coverage | Air accident cover up to ₹2.5 crore, purchase protection up to ₹1 lakh, and travel document protection |
| Attribute | Classification |
|---|---|
| Issuer / Provider | Axis Bank |
| Bank / Non-bank | Bank-affiliated |
| Category | Travel / Airlines |
| Type of Card | Co-branded Credit Card (Vistara) |
| Free or Paid | ₹1,500 + GST Annually |
The Axis Bank Vistara Credit Card is the ideal choice for frequent Vistara travellers who want to maximise rewards on their everyday spending whilst earning complimentary flight tickets. As a co-branded credit card designed exclusively for Vistara loyalists, it delivers exceptional value through milestone benefits, providing up to 4 complimentary Economy Class tickets annually whilst seamlessly integrating with the Club Vistara frequent flyer programme.
Co-branded Travel Benefits: The Vistara variant allows you to earn Club Vistara Points on every purchase, which can be redeemed for award flights, upgrades, and exclusive travel benefits on Vistara Airlines.
Complimentary Club Vistara Membership: Issued with a complimentary Club Vistara Base Membership, giving you access to the frequent flyer programme with accelerated rewards and tier benefits.
Milestone-Based Rewards: Earn up to 3 complimentary Economy Class tickets per year by reaching spending milestones of ₹1.25 lakh, ₹2.5 lakh, and ₹6 lakh, plus 1 ticket as a welcome/renewal benefit.
Earn CV Points: Accumulate 2 CV Points per ₹200 spent across all eligible categories, which can be redeemed for Vistara award flights, cabin upgrades, or other travel benefits.
Lounge Access Benefit: Enjoy 2 complimentary visits per quarter to select domestic airport lounges across India on spending minimum ₹50,000 in the previous 3 months.
Dining Privileges: Get 25% off up to ₹800 with Axis Bank EazyDiner at partner restaurants across the country, available twice a month on minimum order value of ₹2,000.
Comprehensive Insurance: Benefit from air accident cover up to ₹2.5 crore, purchase protection cover up to ₹1 lakh, and insurance cover for lost travel documents and baggage delays.
EMI Conversion: Convert purchases of ₹2,500 or more into affordable monthly instalments for better financial management.
The Vistara variant adds significant value for airline loyalists by enabling CV Points earning on everyday spends, making this card incredibly rewarding for frequent Vistara travellers whilst providing comprehensive travel benefits across multiple categories.
Note: Axis Bank is not accepting new applications for Vistara co-branded credit cards as of January 2026. This information is based on features available prior to the Vistara-Air India merger. Please check the bank's website for the latest updates.
2 CV Points per ₹200 Spent
Earn 2 Club Vistara Points for every ₹200 spent across all eligible categories
Points can be redeemed for Vistara award flights, cabin upgrades, and other travel benefits
No category restrictions – earn on all retail purchases
Maximum earning potential unlimited across all categories
Welcome Bonus Points
Earn 1,000 CV Points on spending ₹50,000 within the first 90 days of card issuance
Additional 1 complimentary Economy Class ticket voucher on card activation
Milestone Bonus Points
Additional CV Points credited when reaching annual spending milestones
Points earned on both base spends and milestone achievements
Exclusions for CV Points
CV Points are not earned on the following transactions:
Wallet loads
Rent payments
Fuel transactions
Government services
Utility bill payments
EMI transactions
Cash withdrawals
Card fees and charges
Insurance premiums
Gold/jewellery purchases
Award Flights Redemption
Redeem CV Points for Vistara award flights on domestic and international routes
Economy Class award flights start from 5,000 CV Points
Premium Economy flights start from 8,500 CV Points
Business Class flights start from 18,000 CV Points
Cabin Upgrades
Use CV Points to upgrade your cabin class on Vistara flights
Upgrade availability subject to seat availability and fare rules
CV Points Validity
CV Points are valid for 36 months from the date of earning
Points will expire if there is no qualifying activity for 36 consecutive months
Complimentary Economy Class Ticket
Receive 1 Economy Class ticket voucher (base fare only) on card joining
Voucher valid for 6 months from date of issuance
Can be used for domestic Vistara flights
Taxes and surcharges applicable
Club Vistara Membership
Complimentary Club Vistara Base Membership included
Access to tier benefits and accelerated rewards
Fast-track to higher tiers with card spends
₹1.25 Lakh Annual Spend
1 complimentary Economy Class ticket voucher
Voucher valid for 6 months from date of issuance
₹2.5 Lakh Annual Spend
1 complimentary Economy Class ticket voucher
Voucher valid for 6 months from date of issuance
₹6 Lakh Annual Spend
1 complimentary Economy Class ticket voucher
Voucher valid for 6 months from date of issuance
Milestone Calculation
Only eligible spends count towards milestone calculation
Wallet loads, rent, fuel, utilities, jewellery, insurance, and other excluded categories not counted
Milestones calculated on annual basis from card anniversary date
Annual Renewal Ticket
1 complimentary Economy Class ticket voucher on payment of annual fee from year 2 onwards
Same terms and conditions as welcome benefit ticket
Domestic Airport Lounge Access
2 complimentary visits per quarter to select domestic airport lounges
Access conditional on spending minimum ₹50,000 in the previous 3 months
For newly issued cards, minimum spend condition waived for month of issuance plus next 3 months
Card upgrades not considered as new card issuance
Terms and Conditions
Access available at select domestic airport lounges across India
Subject to lounge availability and terms
Guest access not included
EazyDiner Restaurant Discounts
25% off up to ₹800 at Axis Bank EazyDiner partner restaurants
Available twice per month
Minimum order value of ₹2,000 required
Applicable at partner restaurants across India
Air Accident Cover
Up to ₹2.5 crore air accident insurance cover
Coverage applicable when ticket purchased using the card
Purchase Protection
Cover up to ₹1 lakh for purchases made using the card
Protection against theft or damage within specified period
Travel Document Protection
Up to USD 300 coverage for loss of travel documents
Coverage for check-in baggage delay or loss up to USD 500
Lost Card Liability
100% protection against fraudulent transactions post reporting card loss
Report immediately on 1860 419 5555 or 1860 500 5555
Access to unique experiences including yacht rentals, private chef services, and exclusive events
Premium lifestyle privileges for cardholders
Subject to availability and advance booking
Up to 50 Days Interest-Free
Avail up to 50 days of interest-free period from the date of purchase
Applicable on all retail transactions
Subject to full payment of statement balance by due date
FlexiPay EMI Facility
Convert purchases of ₹2,500 or more into easy monthly instalments
Flexible tenure options available
Contact Axis Bank to convert eligible transactions
Processing fees and interest charges applicable
| Fee Type | Amount | Details |
|---|---|---|
| Joining Fee | ₹1,500 + GST (approx. ₹1,770) | One-time charge when the card is issued |
| Annual Fee | ₹1,500 + GST (approx. ₹1,770) | Charged every year from year 2 onwards. No fee waiver option available |
| Add-on Card Fee | Nil | No fee for add-on cards |
| Interest Rate (APR) | 2.95% per month (41.75% annually) | Applicable on outstanding balances not paid by the due date |
| Cash Advance Fee | 2.5% or ₹250 (whichever is higher) | Applicable on cash withdrawals from ATMs |
| Foreign Currency Markup | 3.5% + GST (approx. 4.13%) | Applicable on all international transactions |
| Late Payment Charges | Tiered based on outstanding | Up to ₹100: Nil; ₹101-₹300: ₹100; ₹301-₹1,000: ₹300; ₹1,001-₹5,000: ₹500; ₹5,001-₹20,000: ₹600; ₹20,001 and above: ₹700 |
| Overlimit Penalty | 3% of overlimit amount (minimum ₹500) | Charged when spending exceeds the assigned credit limit |
| Auto-debit / Cheque Return Charges | ₹300 | Charged when payment is returned or dishonoured |
| Cash Processing Fee | ₹100 | Charged for card payments at Axis Bank branches or ATMs |
| Card Replacement Fee | Waived | No fee for lost or stolen card replacement |
| Outstation Cheque Fee | Waived | No fee for outstation cheque deposits |
| Criteria | Details |
|---|---|
Age | Primary cardholder: 18 to 70 years; Add-on cardholder: 18 years and above |
Citizenship | Must be a Resident of India |
Income | Minimum annual income of ₹6 lakh per annum |
Credit Score | Good CIBIL score (ideally 750-900) recommended for approval |
Employment | Salaried or self-employed individuals with stable income |
| Document Type | Details |
|---|---|
| Identity Proof | Any one of the following: PAN Card (mandatory), Aadhaar Card, Passport, Driving Licence, Voter ID Card |
| Address/Residence Proof | Any one of the following: Aadhaar Card, Passport, Driving Licence, Voter ID Card, Utility Bill, Ration Card, Telephone Bill |
| Income Proof | Latest payslip / Bank statement / Form 16 / IT return copy / Form 60 |
| Photograph | Latest colour photograph |
| PAN Card | Mandatory for credit card issuance as per RBI guidelines |
Step 1: Click on Apply Now: Hit the 'Apply Now' button to start your application.
Step 2: Fill in Your Details: Enter your personal, contact, and financial details in the application form.
Step 3: Upload Required Documents: Upload your PAN Card, Aadhaar/Address Proof, Income Proof, and photograph.
Step 4: Submit Your Application: Review all the details and click Submit.
Step 5: Approval & Card Delivery: Once approved, your Axis Bank Vistara Credit Card will be delivered to your registered address.
Note: Axis Bank is currently not accepting new applications for this credit card.
| Usage Tips | Details |
|---|---|
Register for Club Vistara | Complete your Club Vistara membership registration to start earning and tracking CV Points |
Track CV Points | Monitor your CV Points balance through the Club Vistara portal or mobile app |
Maximise Milestone Benefits | Plan your annual spends to reach ₹6 lakh milestone for maximum value (3 complimentary tickets plus renewal ticket) |
Redeem Award Flights Early | Book award flights in advance for better seat availability and preferred travel dates |
Use Dining Benefits | Take advantage of 25% off at EazyDiner partner restaurants twice monthly |
Monitor Spend for Lounge Access | Ensure you spend ₹50,000 per quarter to qualify for complimentary lounge access |
Set Payment Reminders | Avoid late payment charges by setting up auto-debit or payment reminders |
Track Milestone Progress | Regularly check your spending progress towards annual milestones through Axis Mobile app |
Link Card to Club Vistara Account | Ensure your card is linked to your Club Vistara account for automatic CV Points credit |
Review Ticket Voucher Terms | Understand the validity period (6 months) and booking conditions for complimentary ticket vouchers |
Report Lost Card Immediately | Call 1860 419 5555 or 1860 500 5555 immediately if card is lost or stolen |
Use Insurance Benefits | Familiarise yourself with insurance coverage and claim procedures |
The Axis Bank Vistara Credit Card is designed for users who want to maximize their credit card benefits effectively.
Disclaimer: The information provided on this page has been gathered from various reliable sources and is intended solely for general informational purposes. As details may change over time, we do not guarantee the accuracy or completeness of the content. Users are advised to verify the information with official or relevant sources before making any decisions or taking action.
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