Samsung Axis Bank Infinite Credit Card

The Samsung Axis Bank Infinite Credit Card is a precision-engineered financial instrument for individuals deeply embedded in the Samsung ecosystem. Whether you are upgrading your smartphone, investing in a smart television, purchasing household appliances, or buying wearables, this card delivers a flat 10% cashback on every Samsung transaction in-store or online, making it a compelling proposition for loyal Samsung shoppers. Positioned as the premium variant in the Axis Bank-Samsung co-branded series, it carries a ₹5,000 annual fee but offsets this handsomely through cashback potential of up to ₹20,000 per year on Samsung purchases alone. 

Overview 

Unmatched Samsung Cashback: The headline benefit is a flat 10% cashback on all Samsung purchases, applicable across both physical Samsung stores (via PineLabs and Benow Soft POS terminals) and the Samsung eStore. Crucially, this cashback also applies on EMI transactions, a rare feature that allows cardholders to buy high-value items like televisions and refrigerators on instalments while still earning the full 10% back. The cashback is capped at ₹5,000 per month and ₹20,000 per year, with the amount credited directly to the credit card statement. 

Accelerated EDGE Rewards on Preferred Partners: Earn 15 EDGE Reward Points for every ₹100 spent at Myntra, Zomato, Urban Company, BigBasket, and Tata 1MG. The same elevated earning rate also applies to all international transactions. For all other domestic purchases, you earn 5 EDGE Points per ₹100. This two-tier structure ensures the card remains rewarding across everyday spending categories beyond just Samsung. 

Generous Welcome Benefits: New cardholders are greeted with 3,000 EDGE Reward Points upon completing 3 transactions within the first 30 days of card issuance, along with a complimentary 1-year EazyDiner Prime membership which by itself provides significant value through restaurant discounts, priority reservations, and dining credits at premium establishments across India. 

Comprehensive Lounge Access: The card provides 8 complimentary domestic airport lounge visits per year, capped at 2 per quarter, at select airports across India, including New Delhi, Mumbai, Bengaluru, Chennai, Hyderabad, Kolkata, Kochi, Chandigarh, Goa, Nagpur, and Vadodara. For international travel, a complimentary Priority Pass membership (worth $99) grants 6 free international lounge visits annually, making the card a practical companion for globetrotters. 

Dining Privileges: Access up to 15% off (capped at ₹500) at over 4,000 partner restaurants across India via Axis Dining Delights, available once per month on a minimum order value of ₹2,500. Coupled with the EazyDiner Prime membership, this card offers exceptional value for those who enjoy dining out regularly. 

Fuel Surcharge Waiver: Get a 1% fuel surcharge waiver on transactions between ₹400 and ₹5,000 at fuel stations, capped at ₹500 per monthly statement, a small but consistent saving for regular commuters. 

Flexible Payment Options: Convert any transaction of ₹2,500 or more into easy EMIs at any time. The card also offers a revolving credit facility at 3.6% per month (52.86% per annum) for financial flexibility on larger purchases. 

Fee Structure: At ₹5,000 + GST for both the joining and annual fee, this card is positioned at the upper end of the co-branded card segment. However, the annual fee is waived if you spend ₹7 lakh or more in the previous year, making it effectively free for high spenders who can also recover the cost several times over through Samsung cashback alone. 

Rewards and Benefits 

Samsung Cashback Benefit 

Flat 10% Cashback on All Samsung Purchases 

Earn flat 10% cashback on every Samsung purchase made using this card, applicable on both in-store and online Samsung purchases. The benefit extends to EMI transactions, a key differentiator from most cashback cards that exclude EMI purchases. 

Eligible channels for Samsung cashback: 

• Physical Samsung stores (via PineLabs 'Brand EMI' terminals and Benow Soft POS terminals) 

• Samsung eStore (online at samsung.com) 

Cashback limits: 

• Monthly cap: ₹5,000 

• Annual cap: ₹20,000 from the date of card issuance 

• Cashback credited directly to the credit card statement 

EDGE Reward Points 

15 EDGE Points on Preferred Partners 

Earn 15 EDGE Reward Points for every ₹100 spent at the following partner brands: 

• Myntra 

• Zomato 

• Urban Company 

• BigBasket 

• Tata 1MG 

15 EDGE Points on International Spends 

Earn 15 EDGE Reward Points per ₹100 on all international transactions, delivering the same accelerated earning rate as preferred partners, ideal for frequent travellers shopping or transacting abroad. 

5 EDGE Points on All Other Domestic Spends 

Earn 5 EDGE Reward Points for every ₹100 spent on all other domestic transactions not covered under preferred partners or Samsung cashback. 

Exclusions for EDGE Reward Points 

EDGE Points are not earned on: 

• Fuel transactions 

• EMI conversions (non-Samsung purchases) 

• Wallet loads 

• Cash advances 

• Jewellery purchases 

• Insurance, education, telecom, and utility payments 

• Government-related transactions 

• Outstanding balance payments 

• Rental payments 

Welcome Benefits 

3,000 EDGE Reward Points 

Earn 3,000 EDGE Reward Points as a welcome gift by completing 3 successful transactions within 30 days of card issuance. 

Complimentary EazyDiner Prime Membership 

Receive a complimentary 1-year EazyDiner Prime membership upon activating your card within 30 days of issuance. EazyDiner Prime offers priority reservations, exclusive dining deals, and cashback at India's top restaurants. 

Airport Lounge Access 

Domestic Lounge Access 

Enjoy 8 complimentary domestic airport lounge visits per calendar year limited to 2 per quarter. Lounge access is subject to a minimum eligible spend of ₹50,000 in the previous 3 months (effective May 1, 2024). Participating airports include New Delhi, Mumbai, Bengaluru, Chennai, Hyderabad, Kolkata, Kochi, Chandigarh, Goa, Nagpur, and Vadodara. 

International Lounge Access via Priority Pass 

Get a complimentary Priority Pass membership (worth $99) with 6 complimentary international lounge visits per calendar year, granting access to 1,300+ lounges worldwide. Visits beyond the 6 complimentary ones will be charged at the prevailing Priority Pass rate. 

Dining Benefits 

Axis Dining Delights 

Enjoy up to 15% off (capped at ₹500) at over 4,000 partner restaurants across India. This benefit is available once per month with a minimum order value of ₹2,500 when paying with your Samsung Axis Bank Infinite Credit Card. 

EazyDiner Prime Membership 

The complimentary 1-year EazyDiner Prime membership provides access to exclusive table reservations, cashback offers, and premium dining deals at top restaurants across India's major cities. 

Additional Benefits 

Fuel Surcharge Waiver 

Get a 1% fuel surcharge waiver on fuel transactions between ₹400 and ₹5,000 per transaction, capped at ₹500 per monthly statement cycle. 

Easy EMI Conversion 

Convert any transaction of ₹2,500 or more into easy EMIs at any point after purchase. EMI transactions on Samsung products also remain eligible for the 10% cashback benefit. 

Zero Lost Card Liability 

Report your lost card immediately to Axis Bank customer care at 18605005555 or 18604195555 and enjoy zero liability on all fraudulent transactions thereafter. 

Add-on Cards 

Get complimentary add-on cards for family members at no additional joining or annual fee. Add-on cardholders share the primary cardholder's credit limit. 

Contactless Payments 

Make fast and secure contactless payments at retail outlets for a seamless checkout experience.