Powerful cashback and premium rewards for Samsung shoppers with effortless savings every day
Flat 10% cashback on all Samsung purchases
4 complimentary domestic airport lounge visits annually
Annual fee waived on ₹2 lakh spends
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| Benefit | Details |
|---|---|
| Welcome Benefits | 2,500 EDGE Reward Points on making 3 transactions within 30 days of card issuance, effectively recovering the joining fee in full |
| Samsung Cashback | Flat 10% cashback on all Samsung purchases (including EMI transactions)—capped at ₹2,500/month and ₹10,000/year, credited directly to statement |
| Accelerated Rewards | 10 EDGE Reward Points per ₹100 on Myntra, Zomato, Urban Company, BigBasket & Tata 1MG |
| Base Rewards | 5 EDGE Reward Points per ₹100 on all other domestic and international spends |
| Domestic Lounge Access | 4 complimentary domestic airport lounge visits per year (1 per quarter, min ₹50,000 spend in previous 3 months from May 2024 onwards) |
| Dining Benefits | 15% off (capped at ₹500) at 4,000+ partner restaurants via Axis Dining Delights, twice per month on minimum order of ₹2,500 |
| Travel Benefits | Up to 15% discounts on flights and hotel bookings every Wednesday through Goibibo and MakeMyTrip |
| Fuel Surcharge Waiver | 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000, capped at ₹500 per monthly statement cycle |
| Fee Waiver | Annual fee waived on ₹2 lakh annual spends |
| Joining & Annual Fee | ₹500 + GST (~₹590); waived on ₹2L annual spends |
| Attribute | Classification |
|---|---|
| Issuer / Provider | Axis Bank (in partnership with Samsung) |
| Bank / Non-bank | Bank-affiliated |
| Co-brand Partner | Samsung |
| Category | Co-branded Entry-level Shopping & Cashback |
| Type of Card | Visa Signature Credit Card |
| Free or Paid | ₹500 + GST Annually (waived on ₹2 lakh annual spends) |
The Samsung Axis Bank Signature Credit Card is a strong choice for budget-conscious Samsung shoppers seeking meaningful cashbacks without a high annual fee. Priced at ₹500 per year and offering 2,500 EDGE Reward Points as a welcome benefit, the card effectively offsets its own cost from the start. It provides 10% cashback on Samsung purchases, making it highly rewarding for buying smartphones, appliances, and accessories both online and in-store.
Beyond Samsung spends, the card earns 10 EDGE Reward Points per ₹100 on popular everyday brands like Myntra, Zomato, BigBasket, Urban Company, and Tata 1MG. Additional benefits such as four domestic lounge visits, dining offers, and fuel surcharge waiver enhance its overall value, making it a well-rounded and accessible entry-level credit card.
Standout Samsung Cashback:
The card offers 10% cashback on Samsung purchases across official stores, apps, and platforms like Amazon and Flipkart, including EMI transactions. Cashback is capped at ₹2,500 monthly and ₹10,000 annually, credited to the statement.
Double Rewards on Preferred Partners:
Earn 10 EDGE Reward Points per ₹100 on brands like BigBasket, Zomato, Myntra, Urban Company, and Tata 1MG, and 5 points per ₹100 on other spends, offering a simple and consistent reward structure.
Welcome Benefit That Pays Back the Fee:
Complete three transactions within 30 days to earn 2,500 EDGE Reward Points worth ₹500, effectively offsetting the joining fee and making the first year free for active users.
Complimentary Lounge Access:
Enjoy four domestic lounge visits annually, one per quarter, at major airports. A ₹50,000 spend in the previous three months is required, with a grace period for new cardholders.
Dining Benefits Twice a Month:
Get 15% discount up to ₹500 at partner restaurants via Axis Dining Delights, available twice monthly on a minimum bill of ₹2,500, offering regular savings for frequent diners.
Fuel Surcharge Waiver:
Receive a 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000, capped at ₹500 per month, helping reduce everyday commuting expenses.
Travel Offers on Wednesdays:
Avail up to 15% discounts on flights and hotel bookings every Wednesday through Goibibo and MakeMyTrip, helping reduce mid-week travel costs for frequent travellers.
Remarkably Low Fee Waiver Threshold:
The ₹500 annual fee is waived on spending ₹2 lakh annually, making the card effectively free for most active users compared to higher thresholds on similar cards.
Flat 10% Cashback on All Samsung Purchases
Earn flat 10% cashback on every Samsung purchase, applicable across both physical and digital Samsung channels. The cashback also applies to EMI transactions at eligible Samsung terminals a key differentiator compared to most standard cashback cards.
Eligible channels for Samsung cashback:
Physical Samsung stores via PineLabs 'Brand EMI' terminals and Benow Soft POS (both full swipe and EMI transactions)
Samsung eStore at samsung.com and Samsung Shop App
Samsung Service Centres (payments via PayU Soft POS)
Amazon App or website (for Samsung product purchases)
Flipkart (for Samsung product purchases)
Cashback limits:
Monthly cap: ₹2,500
Annual cap: ₹10,000 from date of card issuance
Cashback credited directly to your credit card statement
10 EDGE Points on Preferred Partners
Earn 10 EDGE Reward Points for every ₹100 spent at the following partner brands:
BigBasket
Zomato
Myntra
Urban Company
Tata 1MG
5 EDGE Points on All Other Spends
Earn 5 EDGE Reward Points for every ₹100 spent on all other domestic and international transactions, providing consistent rewards across your entire spending footprint.
EDGE Reward Points Redemption
1 EDGE Reward Point = ₹0.20 when redeemed as statement credit. Points can also be redeemed for vouchers, merchandise, and travel bookings through the Axis EDGE Rewards portal (edgerewards.axisbank.in), where the redemption value may vary by category.
Exclusions for EDGE Reward Points
EDGE Points are not earned on:
Fuel transactions
Wallet loading transactions
Jewellery purchases
Government-related spends
Education fee payments
Credit card fee and charge payments
Utility bill payments
Rent payments
Insurance premium payments
Cash advances
EMI and non-EMI spends on Samsung products and services
2,500 EDGE Reward Points (Worth ₹500)
Earn 2,500 EDGE Reward Points — worth ₹500 at statement credit redemption rate — by completing a minimum of 3 transactions of any amount within 30 days of card issuance. Points are credited to your EDGE Loyalty account within a few days of fulfilling the condition. This benefit effectively makes your first year free, as the welcome points exactly cover the ₹500 joining fee.
Domestic Lounge Access
Enjoy 4 complimentary domestic airport lounge visits per calendar year — 1 per quarter — at select Indian airports. Participating airports include Bengaluru, Chennai, Hyderabad, Kolkata, Mumbai, and New Delhi. From May 1, 2024, lounge access requires a minimum spend of ₹50,000 in the 3 calendar months immediately preceding the visit.
Grace Period for New Cardholders: Newly issued cardholders have the minimum spend requirement waived for the month of card issuance and the following 3 months, making early lounge use accessible without the spend condition.
Axis Dining Delights
Enjoy 15% off (capped at ₹500) at over 4,000 partner restaurants across India via Axis Dining Delights. This benefit is available twice per month with a minimum order value of ₹2,500 — delivering potential savings of up to ₹1,000 per month for regular diners.
Mid-Week Wednesday Travel Offers
Get up to 15% savings on flight and hotel bookings made via Goibibo and MakeMyTrip every Wednesday using your Samsung Axis Bank Signature Credit Card. Plan your travel bookings for Wednesdays to maximise these savings consistently.
Fuel Surcharge Waiver: 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000, capped at ₹500 per monthly statement cycle.
Easy EMI Conversion: Convert any transaction of ₹2,500 or more into easy EMIs. Samsung EMI transactions through eligible channels retain the 10% cashback benefit.
Zero Lost Card Liability: Report your lost card to Axis Bank immediately at 18604195555 or 18605005555 for zero liability on all subsequent unauthorised transactions.
Add-on Cards: Complimentary add-on cards for family members at zero joining and annual fee. Add-on cardholders share the primary cardholder's credit limit.
Contactless Payments: Secure tap-and-pay transactions at retail outlets for a fast and convenient checkout experience.
| Fee Type | Amount | Details |
|---|---|---|
| Joining Fee | ₹500 + GST (~₹590) | One-time charge at card issuance. Effectively recovered via 2,500 welcome EDGE Points worth ₹500. |
| Annual / Renewal Fee | ₹500 + GST (~₹590) | Waived on annual spends of ₹2 lakh or more in the previous anniversary year. |
| Add-on Card Fee | Nil | Complimentary add-on cards for family members at zero joining and annual fee. Add-on cardholders share the primary cardholder's credit limit. |
| Foreign Currency Markup | 3.5% of transaction amount | Applicable on all international transactions. |
| Interest Rate (APR) | 3.6% per month (52.86% annually) | On outstanding balances not paid in full by due date. |
| Criteria | Details |
|---|---|
Age | Minimum 18 years, Maximum 70 years |
Citizenship | Must be a Resident of India |
Employment | Salaried employees or self-employed professionals/businesspersons |
Income - Salaried | Stable monthly income; indicative minimum of ₹25,000 net monthly (subject to Axis Bank credit assessment) |
Income - Self-Employed | Minimum annual income of ₹3 lakh (as per ITR); subject to bank assessment |
Credit Score | Good CIBIL score (ideally 700+) recommended for approval |
| Document Type | Details |
|---|---|
| Identity Proof | Any one: Aadhaar Card, PAN Card, Passport, Driving License, Voter ID Card |
| Address Proof | Any one: Aadhaar Card, Passport, Driving License, Voter ID Card, Recent Utility Bill (not older than 2 months) |
| Income Proof | Latest salary slip (for salaried) / Latest 3–6 months' bank statements / Form 16 / IT return acknowledgment (for self-employed) |
| PAN Card | Mandatory for credit card issuance as per RBI guidelines |
| Photographs | Recent passport-size photographs |
Step 1: Click on Apply Now: Visit the Axis Bank official website (axisbank.com) or Samsung India website (samsung.com/in/samsung-card/) and click the 'Apply Now' button to initiate your application.
Step 2: Fill in Your Details: Enter your personal information including name, date of birth, contact details, employment type, and financial details in the online application form.
Step 3: Upload Required Documents: Upload scanned copies of your PAN Card, Aadhaar/Address Proof, Income Proof, and a recent passport-size photograph.
Step 4: Submit Your Application: Carefully review all entered information for accuracy and click Submit.
Step 5: Approval & Card Delivery: Once your application is approved after verification, the Samsung Axis Bank Signature Credit Card will be dispatched to your registered address within 7–10 working days.
| Usage Tips | Details |
|---|---|
Maximise Samsung Cashback | Use the card exclusively for all Samsung purchases—phones, appliances, accessories, and wearables—both online (Samsung eStore, Samsung Shop App, Flipkart, and Amazon) and in-store via PineLabs Brand EMI and Benow Soft POS to earn 10% cashback, capped at ₹2,500/month. |
Target Partner Brand Rewards | Concentrate daily spending on BigBasket, Zomato, Myntra, Urban Company, and Tata 1MG to earn 10 EDGE Points per ₹100—double the base earning rate. |
Recover Joining Fee Immediately | Complete 3 transactions within 30 days of card issuance to earn 2,500 EDGE Points worth ₹500, the exact amount of the joining fee, making the card effectively free from day one. |
Meet the Lounge Spend Threshold | Ensure ₹50,000 is spent in the 3 calendar months preceding your travel to maintain domestic lounge eligibility. Newly issued cards get a grace period covering the issuance month and the next 3 months. |
Use Dining Delights Twice a Month | Unlike the Infinite variant, which allows a dining discount once per month, the Signature card offers the Axis Dining Delights benefit twice per month. Plan restaurant outings accordingly to save up to ₹1,000 monthly. |
Target the ₹2 Lakh Waiver | Track your annual spending and aim to cross ₹2 lakh in the anniversary year to get the ₹500 annual fee waived. This is a very achievable threshold for any regular card user. |
Use Samsung EMI Wisely | EMI transactions on Samsung products also qualify for the 10% cashback. Use this when purchasing high-value Samsung items to earn meaningful cashback even on instalment purchases. |
Fuel Surcharge Savings | Use the card for fuel transactions between ₹400 and ₹4,000 to avail the 1% surcharge waiver, capped at ₹500 per monthly statement, a small but regular saving for daily commuters. |
Travel with Goibibo/MakeMyTrip | Take advantage of the mid-week Wednesday offer for up to 15% savings on flights and hotels via Goibibo and MakeMyTrip when booking with your Samsung Axis Bank Signature Credit Card. |
Convert Large Purchases to EMI | For purchases of ₹2,500 and above, convert to easy EMIs to manage cash flow. Samsung EMI purchases on eligible terminals retain the 10% cashback benefit. |
Track EDGE Points | Monitor your points balance through Axis Bank net banking, the Axis Mobile App, or the EDGE Rewards portal (edgerewards.axisbank.in). Points can be redeemed for statement cash (1 EDGE Point = ₹0.20), vouchers, and more. |
Report Loss Immediately | Keep Axis Bank customer care at 18604195555 or 18605005555 saved on your phone. Immediate reporting of card loss ensures zero liability on subsequent fraudulent transactions. |
The Samsung Axis Bank Signature Credit Card is designed for users who want to maximize their credit card benefits effectively.
Disclaimer: The information provided on this page has been gathered from various reliable sources and is intended solely for general informational purposes. As details may change over time, we do not guarantee the accuracy or completeness of the content. Users are advised to verify the information with official or relevant sources before making any decisions or taking action.
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