Your passport to premium travel rewards - Earn up to 14% on SpiceJet bookings
Up to 28 SpiceClub Points per ₹200 on SpiceJet bookings
₹4,000 SpiceJet voucher on activation
8 complimentary domestic airport lounge visits annually
Enter your details to get started
| Benefit | Details |
|---|---|
| SpiceClub Gold Membership | Get complimentary SpiceClub Gold membership on card issuance with enhanced earning potential and exclusive benefits. |
| Welcome Voucher | Receive SpiceJet flight voucher worth ₹4,000 on completing 2 transactions within 30 days of card issuance. |
| Complimentary Add-on Vouchers | Get complimentary SpiceJet add-on vouchers worth ₹7,500 for enhanced travel experiences. |
| Domestic Airport Lounge Access | Enjoy 8 complimentary domestic airport lounge visits every year (2 per quarter) subject to minimum quarterly spend of ₹50,000. |
| Attribute | Classification |
|---|---|
| Issuer / Provider | Axis Bank in partnership with SpiceJet |
| Bank / Non-bank | Bank-affiliated |
| Category | Travel Rewards / Airline Co-branded |
| Type of Card | Visa Credit Card |
| Free or Paid | ₹2,000 + GST Annually (First year fee applicable) |
The SpiceJet Axis Bank Voyage Black Credit Card is the ultimate choice for frequent SpiceJet flyers and travel enthusiasts who want to maximize savings on flight bookings. As a premium co-branded credit card between Axis Bank and SpiceJet, it delivers exceptional value with up to 28 SpiceClub Points per ₹200 spent on SpiceJet bookings (equivalent to 14% rewards), along with complimentary SpiceClub Gold membership. The card also rewards everyday spending on online food delivery, bill payments, and entertainment, making it versatile for daily use.
SpiceJet Ecosystem Benefits: If you're a regular SpiceJet traveler, this card gives you up to 28 SpiceClub Points per ₹200 spent on SpiceJet mobile application and website (16 SpiceClub Points as SpiceClub Gold Member + 12 SpiceClub Points on card spends) - equivalent to 14% value-back.
SpiceClub Gold Membership: Get complimentary SpiceClub Gold membership on card issuance, unlocking priority booking, free meals, premium seat selection, and enhanced point earning across SpiceJet services.
Generous Welcome Offer: Receive a SpiceJet flight voucher worth ₹4,000 on completing 2 transactions within 30 days of card issuance - more than double your first year joining fee of ₹2,000.
Add-on Vouchers: Get complimentary SpiceJet add-on vouchers worth ₹7,500 to enhance your travel experience with additional services and benefits.
Accelerated Rewards on Daily Spends: Earn 12 SpiceClub Points per ₹200 on online food ordering, online bill payments, and online entertainment - 6% value-back on everyday expenses.
Domestic Airport Lounge Access: Enjoy 8 complimentary domestic airport lounge visits every year at select airports including New Delhi, Mumbai, Bengaluru, Chennai, Hyderabad, and Kolkata (2 visits per quarter, subject to minimum spend of ₹50,000 in previous quarter).
Milestone Rewards: Earn bonus SpiceClub Points at every spending milestone - 4,000 points at ₹2 lakh annual spend and additional 6,000 points at ₹4 lakh annual spend, totaling up to 10,000 bonus points annually.
Dining Benefits: Enjoy up to 25% discount (maximum ₹1,000 per month) on minimum order value of ₹2,500 at 4,000+ partner restaurants via Axis Bank Dining Delights Program.
Digital Application: Apply online through Axis Bank website with instant approval and card delivery to your registered address.
The Visa-powered card provides wide acceptance across India and internationally, making it perfect for travelers who want to earn rewards on flight bookings while enjoying premium travel benefits.
Up to 28 SpiceClub Points per ₹200 on SpiceJet Bookings
Earn 28 SpiceClub Points (16 SpiceClub Points as SpiceClub Gold Member + 12 SpiceClub Points on card spends) for every ₹200 spent on SpiceJet mobile application and website.
Equivalent to 14% value-back (1 SpiceClub Point = ₹0.50).
Only applicable on bookings made via SpiceJet mobile application and website.
Total points are broken up as points credited by Axis Bank as card benefit and by SpiceClub as membership benefits.
12 SpiceClub Points per ₹200 on Online Food, Bills & Entertainment
Earn 12 SpiceClub Points per ₹200 spent on:
Online food ordering
Online bill payments
Online entertainment
Equivalent to 6% value-back.
Valid on select merchant category codes only.
6 SpiceClub Points per ₹200 on Other Spends
Earn 6 SpiceClub Points for every ₹200 spent on all other domestic retail and international transactions.
Equivalent to 3% value-back.
Excludes fuel, wallet, and EMI transactions.
Important Notes:
1 SpiceClub Point = ₹0.50.
SpiceClub Points are not earned on fuel purchases, wallet loads, EMI transactions, cash advances, and other restricted categories.
Points credited within 60 days of eligible transaction.
The SpiceClub Points earned can be redeemed in the following ways:
SpiceJet Bookings & Services
Redeem SpiceClub Points against SpiceJet flight tickets booked on SpiceJet mobile app and website.
Use points for meal vouchers and other add-on services.
No blackout dates - points can be redeemed on first-come, first-served basis.
1 SpiceClub Point = ₹0.50 redemption value.
₹4,000 SpiceJet Flight Voucher: Receive a SpiceJet flight voucher worth ₹4,000 on completing 2 transactions within 30 days of card issuance.
Complimentary Add-on Vouchers: Get complimentary SpiceJet add-on vouchers worth ₹7,500 for enhanced travel experiences.
SpiceClub Gold Membership: Get complimentary SpiceClub Gold membership on card issuance with benefits including:
Priority booking
Free meals on select flights
Premium seat selection
Enhanced earning of SpiceClub Points
Exclusive offers and promotions
Earn bonus SpiceClub Points at every step of your credit card journey:
4,000 SpiceClub Points at ₹2 Lakh Annual Spend
Earn 4,000 bonus SpiceClub Points (worth ₹2,000) on achieving annual spends of ₹2 lakh in a card membership year.
6,000 SpiceClub Points at ₹4 Lakh Annual Spend
Earn additional 6,000 bonus SpiceClub Points (worth ₹3,000) on achieving annual spends of ₹4 lakh in a card membership year.
Total milestone rewards: 10,000 SpiceClub Points (worth ₹5,000) at ₹4 lakh annual spend - equivalent to 1.25% additional value-back.
2,000 SpiceClub Points on Renewal
Earn 2,000 SpiceClub Points on every successful renewal of credit card upon payment of annual fee.
8 Complimentary Visits Annually: Get 8 complimentary domestic airport lounge visits every year (2 visits per quarter).
Eligibility Criteria: Subject to minimum spends of ₹50,000 in the previous quarter. From 1st May 2024 onwards, minimum spend criteria applies for all quarters except the month of card issuance.
Coverage: Available at select partner domestic airport lounges including:
New Delhi (Indira Gandhi International Airport)
Mumbai (Chhatrapati Shivaji Maharaj International Airport)
Bengaluru (Kempegowda International Airport)
Chennai (Chennai International Airport)
Hyderabad (Rajiv Gandhi International Airport)
Kolkata (Netaji Subhash Chandra Bose International Airport)
And other select airports
Entry Type: Complimentary entry for eligible cardholder only (nominal swipe fee of ₹2 for Visa applies).
1% Waiver: Get a 1% fuel surcharge waiver on fuel purchases at all fuel stations across India.
Transaction Range: Valid on transactions between ₹400 to ₹4,000.
Maximum Benefit: Maximum monthly benefit up to ₹400 per month.
Important Note: The GST component is not reversed. The rate of fuel surcharge may vary depending on the fuel station and their acquiring bank.
25% Discount: Enjoy up to 25% discount (maximum ₹1,000 per month) at 4,000+ partner restaurants across India.
Minimum Order: Discount applicable on minimum order value of ₹2,500.
Access: Available via Axis Bank Dining Delights Program mobile app or website.
Coverage: Includes top restaurants across major Indian cities.
Wednesday Delights
Mid-Week Offers: Beat the mid-week blues with exciting offers every Wednesday:
Instant savings of up to 15% on flights and hotels via MakeMyTrip
Discounts on groceries, food delivery, and other partner services
SpiceClub Points are not available on the following transactions:
Fuel purchases
Wallet loading transactions
EMI transactions (including purchases converted to EMI post facto)
Cash advances
Government services
Insurance services
Education services
Rental payments
Payment of outstanding balances
Payment of card fees and other card charges
Disclaimer: The card features, benefits, application process, and other details mentioned above are accurate at the time of writing but may change without prior notice. Terms and conditions have been updated w.e.f. 20th Jun 2025.
| Fee Type | Amount | Details |
|---|---|---|
| Joining Fee | ₹2,000 + GST (~₹2,360) | One-time charge when the card is issued. |
| Annual Fee | ₹2,000 + GST (~₹2,360) | Charged every year. No waiver mentioned for annual spends. |
| Interest Rate (APR) | 3.6% per month (43.2% annually) OR 3.75% per month (45% annually) | Applicable on outstanding balances carried beyond the due date. |
| Cash Advance Fee | 2.5% of withdrawn amount or ₹500 (whichever is higher) | Applicable on all cash withdrawals. |
| Cash Advance Limit | Up to 40% of card limit | Maximum cash withdrawal limit. |
| Foreign Currency Markup | 3.5% + GST (~4.13%) | Applicable on all international transactions. |
| Cash Payment at Branch | ₹100 | Charged for every cash payment made at Axis Bank branch. |
| Fuel Surcharge Waiver | 1% on transactions between ₹400–₹4,000 | Maximum benefit up to ₹400 per month. |
| Card Replacement Fee | NIL | No fee charged for card replacement. |
| Criteria | Details |
|---|---|
Age | Primary cardholder should be between 18 and 70 years |
Citizenship | Must be a Resident of India |
Income | Salaried: Stable annual income required. Self-employed: Minimum annual income of ₹2 lakh or more; last 3 years ITR required |
Credit Score | Good CIBIL score (ideally 750-900) recommended for higher approval chances |
Employment | Salaried: Employed with reputable company; Self-employed: Minimum 2+ years business experience |
| Document Type | Details |
|---|---|
| Identity Proof | Any one of the following: Aadhaar Card, PAN Card, Passport, Driving License, Voter ID Card |
| Address/Residence Proof | Any one of the following: Aadhaar Card, Passport, Voter ID Card, Utility Bill |
| PAN Card | Copy of PAN Card or Form 60 (mandatory) |
| Income Proof | Salaried: Latest payslip / Bank statement / Form 16 / IT return copy. Self-employed: Last 3 years ITR / Business financials |
| Photograph | Recent colour photograph with clear/white background |
Step 1: Click on Apply Now: Hit the "Apply Now" button to start your application.
Step 2: Fill in Your Details: Enter your personal information, including name, date of birth, contact details, employment information, and financial details in the application form.
Step 3: Upload Required Documents: Upload scanned copies of your PAN Card, Aadhaar/Address Proof, Income Proof, and a recent photograph.
Step 4: Submit Your Application: Carefully review all the details you've entered for accuracy and click the Submit button.
Step 5: Approval & Card Delivery: Once your application is approved after verification, your Credit Card will be dispatched to your registered address within 7-10 working days.
| Usage Tips | Details |
|---|---|
Always Book via SpiceJet App/Website | Book all SpiceJet flights through the SpiceJet mobile app or website (not third-party platforms) to earn up to 28 SpiceClub Points per ₹200. |
Activate Welcome Offer Quickly | Complete 2 transactions within 30 days of card issuance to claim your ₹4,000 SpiceJet flight voucher. |
Link SpiceClub Membership | Ensure your credit card is linked to your SpiceClub membership account to receive all Gold membership benefits and points. |
Maximize Online Spends | Use the card for online food ordering, bill payments, and entertainment to earn 12 SpiceClub Points per ₹200 (6% value-back). |
Track Quarterly Spend for Lounge | Maintain minimum spend of ₹50,000 per quarter to qualify for 2 complimentary lounge visits that quarter. |
Aim for Milestone Benefits | Target annual spends of ₹2 lakh (4,000 bonus points) or ₹4 lakh (10,000 bonus points) to maximize rewards. |
Use Dining Delights | Utilize the Axis Bank Dining Delights Program to get up to 25% discount (max ₹1,000/month) at 4,000+ restaurants. |
Leverage Wednesday Offers | Make travel and grocery bookings on Wednesdays to avail special discounts on MakeMyTrip and other partners. |
Redeem Points Strategically | Use SpiceClub Points for flight bookings with no blackout dates on first-come-first-served basis. |
Pay Bills On Time | Avoid high interest charges of 3.6-3.75% per month by paying full outstanding amount before due date. |
Avoid Cash Withdrawals | Cash advances attract 2.5% fee plus immediate interest - avoid unless absolutely necessary. |
Monitor Monthly Caps | Track fuel surcharge waiver cap of ₹400/month and dining discount cap of ₹1,000/month. |
The SpiceJet Axis Bank Voyage Black Credit Card is designed for users who want to maximize their credit card benefits effectively.
Disclaimer: The information provided on this page has been gathered from various reliable sources and is intended solely for general informational purposes. As details may change over time, we do not guarantee the accuracy or completeness of the content. Users are advised to verify the information with official or relevant sources before making any decisions or taking action.
No comments yet. Be the first.