Fly further with rewards that take you places
Up to 6X SpiceClub Points on SpiceJet bookings
4 domestic lounge visits per year
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| Benefit | Details |
|---|---|
| SpiceJet Co-branded Benefits | Earn up to 18 SpiceClub (SC) Points per ₹200 spent on SpiceJet bookings (12 SC Points from membership + 6 SC Points from card spend) |
| Accelerated Rewards | Earn 6 SC Points per ₹200 on online utility bills, food ordering, and entertainment spends |
| Welcome Bonus | Receive a SpiceJet e-voucher worth ₹1,500 on completing 2 transactions within 30 days of card approval |
| Complimentary Membership | Enjoy SpiceClub Silver Membership benefits throughout the card tenure |
| Lounge Access | Get 4 complimentary domestic airport lounge visits per year on spending ₹50,000 in the previous quarter |
| Milestone Benefits | Earn 1,000 SpiceClub Points on card renewal every year |
| Attribute | Classification |
|---|---|
| Issuer / Provider | Axis Bank |
| Bank / Non-bank | Bank-affiliated |
| Category | Travel / Co-branded / Rewards |
| Type of Card | Co-branded Travel Credit Card |
| Free or Paid | ₹750 + GST Annually (No waiver available) |
The SpiceJet Axis Bank Voyage Credit Card is designed exclusively for frequent flyers who are loyal to SpiceJet Airlines. As a co-branded travel credit card, it offers exceptional value for customers who regularly book flights with SpiceJet, allowing them to accumulate SpiceClub Points at an accelerated rate. Combined with complimentary SpiceClub Silver Membership, cardholders can earn up to 18 points per ₹200 spent on SpiceJet bookings, making it one of the highest-earning cards in the airline co-brand segment.
The card also provides value for everyday spending categories like online utility bill payments, food delivery, and entertainment platforms, offering 2X rewards (6 points per ₹200). However, the redemption is limited to the SpiceJet ecosystem, which may not appeal to travellers who prefer flexibility across multiple airlines. If you're someone who flies SpiceJet regularly for business or leisure, this card can help you save significantly on future bookings through reward redemptions.
Co-branded Partnership: The SpiceJet Axis Bank Voyage Credit Card represents a strategic partnership between Axis Bank and SpiceJet Airlines, designed to reward loyal customers of India's preferred budget airline. The card seamlessly integrates with the SpiceJet ecosystem, allowing you to earn and redeem points directly through their booking platform.
SpiceClub Silver Membership: Cardholders receive complimentary SpiceClub Silver Membership, which alone provides 12 SpiceClub Points per ₹200 spent on SpiceJet bookings. When combined with the card's earning rate of 6 points per ₹200, you effectively earn 18 points per ₹200 (equivalent to 9% returns) on all SpiceJet flight bookings made through the official website or mobile app.
Accelerated Earning Categories: Beyond flight bookings, the card offers 2X rewards (6 points per ₹200) on online utility bill payments, online food ordering platforms (Zomato, Swiggy), and online entertainment subscriptions (Netflix, Amazon Prime, etc.). This makes it a versatile card for everyday digital expenses.
Base Reward Rate: For all other domestic and international spends, you earn 3 SpiceClub Points per ₹200 spent (1.5% reward rate). However, no reward points are earned on fuel transactions, wallet loads, or EMI conversions.
Redemption Flexibility: SpiceClub Points can be redeemed directly against SpiceJet flight tickets, seat upgrades, excess baggage charges, and meal vouchers through the SpiceJet mobile app or website. The redemption value is typically better than standard reward points when used for flight bookings.
Airport Lounge Access: Enjoy 4 complimentary domestic airport lounge visits per year, subject to spending ₹50,000 or more in the previous quarter. This benefit adds considerable value for frequent travellers who appreciate comfort before boarding.
Welcome Offer: New cardholders receive a SpiceJet e-voucher worth ₹1,500 upon completing 2 transactions (of any amount) within 30 days of card approval. This voucher can be applied directly to SpiceJet bookings.
Target Audience: This card is ideal for SpiceJet loyalists, business travellers on budget routes, and individuals who prefer to consolidate their airline spending with one carrier to maximise rewards. However, if you fly with multiple airlines or prefer premium carriers, you may find better value in cards offering flexible travel rewards or airline-agnostic benefits.
SpiceJet Bookings - Up to 18 SpiceClub Points per ₹200
Earn 6 SpiceClub Points per ₹200 spent on SpiceJet flight bookings made through the official SpiceJet website or mobile app. Additionally, with complimentary SpiceClub Silver Membership, you earn 12 SpiceClub Points per ₹200 on SpiceJet bookings. Combined, you earn 18 SpiceClub Points per ₹200 (9% returns) on all SpiceJet spends. Points are credited within 30-45 days of transaction posting.
Online Utility, Food & Entertainment - 6 SpiceClub Points per ₹200
Earn 2X rewards (6 SC Points per ₹200) on online utility bill payments (electricity, water, gas, broadband, mobile recharge), online food ordering (Zomato, Swiggy, Uber Eats), and online entertainment subscriptions (Netflix, Amazon Prime, Disney+Hotstar, Spotify). These categories make the card useful for everyday digital spending beyond just travel.
All Other Spends - 3 SpiceClub Points per ₹200
For all other domestic and international retail purchases, earn 3 SpiceClub Points per ₹200 spent (1.5% reward rate). This includes shopping, dining at restaurants, supermarkets, department stores, and online e-commerce platforms.
Exclusions from Rewards
No reward points are earned on fuel purchases, wallet loads (Paytm, PhonePe, Amazon Pay), EMI conversions, cash advances, card fees and charges, rent payments, insurance premiums, and government-related payments.
Against SpiceJet Flight Bookings
Redeem accumulated SpiceClub Points directly against SpiceJet flight tickets through the SpiceJet website or mobile app. Points can also be redeemed for add-on services like seat selection, priority check-in, excess baggage, and in-flight meals. Redemption is processed instantly during the booking process.
SpiceJet Meal Vouchers
Convert your SpiceClub Points into meal vouchers that can be used for in-flight meal purchases on SpiceJet flights. This is particularly useful for longer domestic and international routes where complimentary meals are not provided.
SpiceClub Points Validity
SpiceClub Points earned through the credit card do not expire as long as the card remains active and in good standing. However, if the card is closed or cancelled, all unredeemed points will be forfeited immediately.
SpiceJet E-Voucher Worth ₹1,500
New cardholders receive a SpiceJet e-voucher worth ₹1,500 on completing 2 transactions (of any amount) within 30 days of card approval. The voucher can be redeemed against SpiceJet flight bookings or add-on services. Voucher details will be shared within 90 days of completing the eligibility criteria.
Complimentary SpiceClub Silver Membership
Enjoy complimentary SpiceClub Silver Membership throughout your card tenure. This membership provides 12 SpiceClub Points per ₹200 spent on SpiceJet bookings, priority check-in benefits, and exclusive member-only deals and discounts.
Annual Renewal Bonus
Earn 1,000 SpiceClub Points every year on card renewal. This benefit is credited automatically upon payment of the annual renewal fee and can be redeemed against future SpiceJet bookings.
4 Complimentary Domestic Lounge Visits Per Year
Enjoy 4 complimentary domestic airport lounge visits per year across participating airports in India. This benefit is activated only on spending ₹50,000 or more in the previous quarter (3 months). Lounge access is subject to availability and must be used within the eligible period.
Up to 50 Days Interest-Free Credit
Avail up to 50 days of interest-free credit on retail purchases from the date of transaction, subject to full payment of the outstanding balance before the due date. This benefit allows you to manage cash flow efficiently whilst earning rewards on all eligible spends.
Flexible Repayment Options
If you're unable to pay the full outstanding amount by the due date, you can opt for the revolving credit facility by paying the minimum amount due (usually 5% of the total outstanding or ₹500, whichever is higher). However, interest charges will apply on the outstanding balance at 3.75% per mon
| Fee Type | Amount | Details |
|---|---|---|
| Joining Fee | ₹750 + GST (~₹885) | One-time charge when the card is issued |
| Annual Fee | ₹750 + GST (~₹885) | Charged every year. No waiver available. Renewal bonus of 1,000 SpiceClub Points provided |
| Interest Rate (APR) | 3.75% per month (55.55% annually) | Applicable on outstanding balances and revolving credit |
| Foreign Currency Markup | 3.5% + GST (~4.13%) | Applicable on all international transactions and foreign currency spends |
| Cash Advance Fee | 2.5% or ₹500 (whichever is higher) | Charged on all cash withdrawals from ATMs or cash advances |
| Cash Advance Limit | Up to 40% of credit limit | Maximum amount available for cash withdrawals |
| Overlimit Penalty | 2.5% of overlimit amount (minimum ₹550) | Charged when spending exceeds the assigned credit limit |
| Payment Return Charges | 2% of payment amount (minimum ₹450) | Applicable when payment cheques or auto-debit instructions are returned/dishonoured |
| Late Payment Charges | ₹500 to ₹1,200 (based on outstanding) | For outstanding below ₹500: Nil. ₹501-₹5,000: ₹500. ₹5,001-₹10,000: ₹750. Above ₹10,000: ₹1,200 |
| Goods & Services Tax (GST) | 18% | Applicable on all fees, charges, and interest components |
| Balance Transfer Processing Fee | 1% of transfer amount or ₹250 (whichever is higher) | Charged when transferring outstanding balance from another credit card |
| Railway Ticket Booking Fee | 1% of transaction amount + GST | Charges reversed after transaction completion on IRCTC bookings |
| Duplicate Statement Charges | ₹100 per statement | Charged for requesting physical duplicate statements |
| Criteria | Details |
|---|---|
Age | Primary cardholder should be between 21 and 60 years old |
Citizenship | Must be a Resident Indian or NRI (Non-Resident Indian) |
Income | Minimum monthly income of ₹20,000 for salaried individuals. For self-employed, minimum annual income of ₹3 lakhs |
Employment Status | Must be salaried, self-employed, or a professional with a stable source of income |
Credit Score | Good credit score (ideally 750-900) recommended for approval |
Existing Relationship | No prior banking relationship with Axis Bank required. New-to-bank customers are welcome |
| Document Type | Details |
|---|---|
| Identity Proof | Any one of the following: Aadhaar Card, PAN Card, Passport, Driving Licence, Voter ID Card |
| Address Proof | Any one of the following: Aadhaar Card, Passport, Driving Licence, Voter ID Card, Recent Utility Bill (electricity, telephone, gas), Bank Account Statement (not older than 3 months) |
| Income Proof | For Salaried: Latest 3 months' salary slips, Form 16, Bank statements showing salary credits for the last 6 months. For Self-Employed: Latest IT Return (ITR) acknowledgement, Profit & Loss statement, Bank statements for the last 6 months, GST registration certificate |
| PAN Card | Mandatory for all credit card applications as per RBI regulations |
| Photograph | Recent passport-size photographs (2 copies) |
Step 1: Click on Apply Now: Hit the 'Apply Now' button to start your application.
Step 2: Fill in Your Details: Enter your personal information, including name, date of birth, contact details, employment information, and financial details in the application form.
Step 3: Upload Required Documents: Upload scanned copies of your PAN Card, Aadhaar/Address Proof, Income Proof, and a recent photograph.
Step 4: Submit Your Application: Carefully review all the details you've entered for accuracy and click the Submit button.
Step 5: Approval & Card Delivery: Once your application is approved after verification, your SpiceJet Axis Bank Voyage Credit Card will be dispatched to your registered address within 7-10 working days.
| Usage Tips | Details |
|---|---|
Link with SpiceClub Account | Immediately after card activation, link your card to your existing SpiceClub account (or create a new one) to ensure all reward points are credited correctly. This linkage is mandatory to earn the 12 SpiceClub Points from Silver Membership |
Maximise SpiceJet Bookings | Always book SpiceJet flights directly through the official SpiceJet website or mobile app using your Voyage Credit Card to earn maximum 18 SC Points per ₹200 spent. Avoid third-party booking platforms as they may not qualify for bonus points |
Track Quarterly Spends for Lounge Access | Monitor your spending to ensure you cross ₹50,000 in a quarter to unlock 4 complimentary domestic lounge visits. Spread your spends across the quarter to maintain eligibility |
Use for Online Utility Bills | Pay all your monthly utility bills (electricity, water, gas, mobile, broadband) using this card to earn 6 SC Points per ₹200 (2X rewards). Set up auto-pay for recurring bills to never miss earning rewards |
Leverage for Food Delivery & Entertainment | Use the card for online food ordering (Zomato, Swiggy) and entertainment subscriptions (Netflix, Amazon Prime) to earn 2X rewards on these everyday expenses |
Monitor SpiceClub Points Balance | Regularly check your SpiceClub Points balance through the SpiceJet app or website. Plan your redemptions strategically during flight bookings to maximise value |
Avoid Cash Withdrawals | Cash advances attract heavy fees (2.5% or ₹500, whichever is higher) and immediate interest charges with no interest-free period. Use the card only for purchases |
Pay Full Balance Before Due Date | Always pay the full outstanding amount before the due date to enjoy the interest-free period and avoid heavy interest charges of 3.75% per month. Set up auto-debit for hassle-free payments |
Redeem Points for SpiceJet Bookings | When booking SpiceJet flights, check if you have sufficient SpiceClub Points to partially or fully offset the ticket cost. Points redemption provides better value than cash payments |
Track Milestone for Renewal Bonus | Remember that you receive 1,000 SpiceClub Points as a renewal bonus every year, which can offset approximately ₹150-200 worth of flight bookings |
The SpiceJet Axis Bank Voyage Credit Card is designed for users who want to maximize their credit card benefits effectively.
Disclaimer: The information provided on this page has been gathered from various reliable sources and is intended solely for general informational purposes. As details may change over time, we do not guarantee the accuracy or completeness of the content. Users are advised to verify the information with official or relevant sources before making any decisions or taking action.
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