Shop smarter on Snapdeal and earn 5% unlimited cashback on every purchase.
5% cashback on Snapdeal website & app
1% fuel surcharge waiver
₹500 Snapdeal voucher on first card usage
Enter your details to get started
| Benefit | Details |
|---|---|
| Accelerated Cashback | Earn 20 reward points per ₹100 spent on the Snapdeal website and mobile app, equivalent to 5% unlimited cashback. |
| Online Shopping Rewards | Earn 10 reward points per ₹100 on online shopping, groceries, and departmental stores. This rate is capped at 2,000 reward points per statement cycle. |
| Standard Rewards | Earn 4 reward points per ₹100 on all other eligible retail spends. Each reward point is valued at ₹0.25 and is auto-credited as cashback to the monthly statement. |
| Welcome Benefit | Receive a ₹500 Snapdeal shopping voucher on first card usage within 30 days of card issuance. |
| Fuel Surcharge Waiver | 1% fuel surcharge waiver on fuel transactions between ₹400 and ₹5,000 at petrol pumps across India, with a maximum benefit of ₹250 per month. |
| Low Annual Fee | Joining and annual fee of ₹249 + GST each. |
| Smart EMI Option | Purchases above ₹2,500 can be converted into Smart EMIs with flexible tenures of 6 to 36 months. |
| Attribute | Classification |
|---|---|
| Issuer / Provider | BOB Financial Solutions Ltd. (a wholly-owned subsidiary of Bank of Baroda) |
| Bank / Non-bank | Bank-affiliated |
| Category | Shopping |
| Free or Paid | ₹249 + GST annually |
The Bank of Baroda Snapdeal Credit Card is a co-branded offering suited for individuals who shop regularly on Snapdeal and are looking to earn meaningful cashback on their everyday purchases. Issued by BOB Financial Solutions in partnership with Snapdeal, this card delivers accelerated rewards on Snapdeal transactions, alongside solid returns on broader online shopping, groceries, and departmental store spends. With a modest annual fee, automatic cashback crediting, and a straightforward rewards structure, the card is a practical choice for cost-conscious online shoppers who prefer simplicity over complex reward programmes.
Add-on Cards: Cardholders may obtain up to 3 lifetime free add-on cards for immediate family members, including spouse, parents, siblings, or children above 18 years of age.
UPI Compatibility: As a RuPay card, it can be linked to UPI-enabled apps, allowing cardholders to earn reward points on eligible UPI transactions.
Interest-Free Credit: Cardholders can avail up to 50 days of interest-free credit from the date of any purchase, provided the full outstanding balance is cleared by the payment due date.
Smart EMI Conversion: Purchases above ₹2,500 can be converted into Smart EMIs with repayment tenures of 6 to 36 months, offering flexibility for larger expenses.
Automatic Cashback Crediting: Reward points are automatically credited as cashback to the cardholder's next monthly statement, with no separate redemption action required.
Revolving Credit Facility: Cardholders have the option to pay the minimum amount due and carry forward the remaining balance, subject to applicable finance charges.
20 Reward Points per ₹100
On all purchases made on the Snapdeal website and mobile app. This translates to 5% unlimited cashback with no monthly cap.
10 Reward Points per ₹100
On online shopping portals (other than Snapdeal), groceries, and departmental stores. This rate is capped at 2,000 reward points per statement cycle.
4 Reward Points per ₹10
On all other eligible retail spends.
Reward points earned on the Bank of Baroda Snapdeal Credit Card are automatically credited as cashback to the following month's statement. Each reward point holds a fixed value of ₹0.25. Since the cashback is directly adjusted against the outstanding card balance, cardholders are not required to take any separate action to redeem their points.
Snapdeal Voucher: New cardholders receive a Snapdeal shopping voucher worth ₹500 upon making their first transaction within 30 days of card issuance.
The Bank of Baroda Snapdeal Credit Card offers a 1% fuel surcharge waiver on transactions between ₹400 and ₹5,000 at all petrol pumps across India. The maximum waiver is capped at ₹250 per month.
Disclaimer: The card features, benefits, application process, and other details mentioned above are accurate at the time of writing but may change without prior notice.
| Fee Type | Amount | Details |
|---|---|---|
| Joining Fee | ₹249 + GST | One-time charge levied at the time of card issuance. |
| Annual Fee | ₹249 + GST | Charged from the second year onwards. No spend-based waiver is currently available. |
| Add-on Card Fee | ₹0 | Up to 3 lifetime free add-on cards for eligible family members. |
| Criteria | Details |
|---|---|
Age (Primary Cardholder – Salaried) | Minimum 21 years, maximum 65 years |
Residency | Resident of India |
Occupation | Salaried / Self-Employed / Business Owners |
Income (Salaried Customer) | Minimum ₹3,60,000 per annum |
Income (Self-Employed – Existing BoB Customer) | Minimum ₹8,00,000 per annum |
Credit Score | A good credit score of 750 or above is recommended for higher approval chances |
| Document Type | Details |
|---|---|
| Identity Proof | PAN Card (mandatory) |
| Address Proof | Aadhaar Card, Voter ID, Passport, or Driving Licence |
| Income Proof (Salaried) | Bank statement reflecting salary credits for the last 2 months, accompanied by salary slips |
| Income Proof (Self-Employed) | Bank statement (PDF format) reflecting business transactions for the last 3 months |
| Photographs | Recent passport-size photographs with a clear or white background |
Step 1: Click on Apply Now: Hit the "Apply Now" button to start your application.
Step 2: Fill in Your Detail: Enter your personal, contact, and financial details in the application form.
Step 3: Upload Required Documents: Upload your PAN Card, Aadhaar/Address Proof, and Income Proof.
Step 4: Submit Your Application: Review all the details and click Submit.
Step 5: Approval & Card Delivery: Once approved, your Bank of Baroda Snapdeal Credit Card will be delivered to your registered address.
| Usage Tips | Details |
|---|---|
Maximise Cashback on Snapdeal | Use the card for all purchases on the Snapdeal app and website to earn 5% unlimited cashback. |
Claim Welcome Benefits Promptly | Complete the first transaction within 30 days to receive the ₹500 Snapdeal voucher, and reach ₹5,000 in cumulative spends within 60 days to earn 500 bonus reward points. |
Prioritise Online Shopping and Groceries | Spending on online shopping portals, grocery stores, and departmental stores earns 10 reward points per ₹100 — use the card for these categories to maximise returns. |
Utilise the Fuel Surcharge Waiver | Keep fuel transactions within ₹400 to ₹5,000 to benefit from the 1% surcharge waiver and save up to ₹250 per month. |
Convert Large Purchases to Smart EMI | For purchases above ₹2,500, use the Smart EMI facility to spread repayments over 6 to 48 months for better financial management. |
Pay the Full Balance on Time | Clearing the full outstanding balance before the due date ensures no finance charges are incurred and the interest-free period is maintained. |
The Bank of Baroda Snapdeal Credit Card is designed for users who want to maximize their credit card benefits effectively.
Disclaimer: The information provided on this page has been gathered from various reliable sources and is intended solely for general informational purposes. As details may change over time, we do not guarantee the accuracy or completeness of the content. Users are advised to verify the information with official or relevant sources before making any decisions or taking action.
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