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MakeMyTrip ICICI Bank Signature Credit Card Vs. PNB EMT (EaseMyTrip) RuPay Platinum Credit Card

MakeMyTrip ICICI Bank Signature Credit Card

MakeMyTrip ICICI Bank Signature Credit Card

PNB EMT (EaseMyTrip) RuPay Platinum Credit Card

PNB EMT (EaseMyTrip) RuPay Platinum Credit Card

Comparison of MakeMyTrip ICICI Bank Signature Credit Card and PNB EMT (EaseMyTrip) RuPay Platinum Credit Card

Feature
MakeMyTrip ICICI Bank Signature Credit Card
PNB EMT (EaseMyTrip) RuPay Platinum Credit Card
Annual Fee
Nil
₹2,000 + GST
Joining Fee
2,500 + GST
₹2,000 + GST
Welcome Benefits
Receive 1,500 MyCash upon payment of the one-time joining fee.
Welcome Voucher worth ₹3,000
Interest Rate (APR)
N/A
N/A
Foreign Currency Markup
N/A
3.50% of the transaction value.
Key Highlights
  • •Exclusive Travel Rewards
  • •Premium Membership
  • •Welcome Gift
  • •Milestone Benefits
  • •Lounge Access
  • •Exclusive Travel Discounts
  • •Complimentary Lounge Access
  • •Generous Welcome Gift
  • •Insurance Coverage
  • •Annual Fee Waiver
Dos
  • Use the card for all travel bookings on MakeMyTrip to maximise MyCash rewards.
  • Pay the full statement balance by the due date to avoid high finance charges.
  • Actively redeem MyCash towards travel.
  • Utilise the 1% fuel surcharge waiver benefit regularly at eligible HPCL stations.
  • Leverage the MMTBLACK Platinum perks like upgrades and special offers during hotel stays.
  • Make all travel bookings via EaseMyTrip to maximise savings from the instant discounts.
  • Target an annual spend exceeding ₹1,00,000 to secure the annual fee waiver.
  • Utilise the complimentary domestic and international airport lounge access.
  • Report the card loss or theft immediately to the bank's 24-hour helpline.
  • Use the card for fuel purchases between ₹500 and ₹4,000 to avail the 1% surcharge waiver.
Don'ts
  • Avoid using the card for cash advances as this incurs high fees and finance charges immediately.
  • Ignore the minimum spend requirements for domestic lounge access, which would result in forfeited access.
  • Share your card details or PIN with any untrusted sources or through non-secure communication channels.
  • Miss the payment due dates, as this can lead to substantial late payment fees and negatively impact your credit history.
  • Use the card for commercial or business purposes, as it is intended for personal expenditure only.
  • Avoid making more than four discounted transactions per month on the co-brand partner's platform.
  • Miss the payment due date; finance charges are high (35.89% p.a.).
  • Use the card for cash advances unless absolutely necessary, as this incurs a fee and immediate interest.
  • Share sensitive card details (PIN, CVV, OTP) with any third party, regardless of the apparent source.
  • Assume the welcome voucher is a cash credit; it is segmented for use across specific travel products.

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