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Tata Neu Infinity HDFC Bank Credit Card (RuPay) Vs. Tata Neu Plus HDFC Bank Credit Card

Tata Neu Infinity HDFC Bank Credit Card (RuPay)

Tata Neu Infinity HDFC Bank Credit Card (RuPay)

Tata Neu Plus HDFC Bank Credit Card

Tata Neu Plus HDFC Bank Credit Card

Comparison of Tata Neu Infinity HDFC Bank Credit Card (RuPay) and Tata Neu Plus HDFC Bank Credit Card

Feature
Tata Neu Infinity HDFC Bank Credit Card (RuPay)
Tata Neu Plus HDFC Bank Credit Card
Annual Fee
₹1,499 +Applicable Taxes (Waived on spends over ₹3,00,000 annually)
₹499 + GST
Joining Fee
₹1,499 + Applicable Taxes
₹499 ₹0
Welcome Benefits
N/A
Get 499 NeuCoins on the Tata Neu App (as a reversal of 1st year membership fees).
Interest Rate (APR)
N/A
N/A
Foreign Currency Markup
2%
N/A
Key Highlights
  • •Co-branded Rewards
  • •UPI Functionality
  • •Travel Access
  • •Fee Waiver
  • •Low Forex Markup
  • •Zero Joining Fee
  • •Up to 10% Savings on Tata Neu
  • •2% NeuCoins on Partner Tata Brands
  • •1.5% NeuCoins on Bill Payments
  • •1% NeuCoins on UPI Spends
Dos
  • Prioritise all Tata brand purchases on the Tata Neu App to earn the maximum NeuCoins.
  • Link the RuPay card to UPI for day-to-day payments to earn rewards on low-value transactions.
  • Spend ₹3,00,000 annually to ensure the renewal fee waiver.
  • Track the NeuCoin balance and expiry, as they have a 12-month validity period.
  • Download Tata Neu app and register for NeuPass to unlock additional 5% NeuCoins
  • Pay your credit card bill on time to avoid interest
  • Track your reward points and redeem them
  • Opt for Flexipay or EMI on high-value purchases if needed
  • Keep your card in a safe place and use contactless payments when possible
Don'ts
  • Ignore the quarterly spend requirement for the complimentary Domestic Lounge Access.
  • Use the card for unrewarded categories like rental or government payments if reward earning is the priority.
  • Carry forward an outstanding balance, as the high interest rate will negate any rewards earned.
  • Share card details, PIN, or OTPs with any untrusted sources or ignore transaction alerts.
  • Avoid overspending beyond your repayment capacity
  • Do not miss the minimum payment
  • Ignore transaction alerts; they help prevent fraud
  • Share card details with untrusted sources
  • Use the card for cash advances unless necessary

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