Next-gen cashback card for UPI and digital shoppers.
Up to 10% Cashback on Leading Online Brands
Free 1-Year Amazon Prime Membership
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| Benefit | Details |
|---|---|
| Accelerated Online Rewards | Cardholders earn up to 10% cashback on spends at leading online shopping platforms and 5% cashback on top travel portals. |
| UPI Functionality | As a RuPay credit card, it offers the unparalleled benefit of linking to the Jupiter app for instant Scan & Pay UPI transactions against the credit line. |
| Welcome Benefit Package | A generous one-time offer including a Free 1-year Amazon Prime membership and a complimentary 1-year Fraud Protection Plan. |
| Lifetime Free Status | The card is designated as Lifetime Free, meaning there is no annual or renewal fee charged ever. |
| High Base Cashback | A consistent 1% cashback is awarded on all other eligible spending. |
| Attribute | Classification |
|---|---|
| Issuer / Provider | CSB Bank Ltd. (Co-branded with Jupiter) |
| Bank / Non-bank | Bank-affiliated (Issued by CSB Bank) |
| Category | Cashback / Online Shopping / UPI Rewards |
| Type of Card | RuPay |
| Free or Paid | One-time joining fee of ₹499 + GST (Lifetime Free thereafter) |
The Edge+ CSB Bank RuPay Credit Card is designed for digital-first shoppers who value high rewards and seamless UPI convenience. Ideal for those who regularly use QR-based Scan & Pay or shop across major online platforms, it combines traditional credit benefits with modern payment flexibility through Jupiter UPI. With structured cashback, easy redemption of Jewels into cash credit, vouchers, or Digital Gold, and no recurring annual fee, it offers a powerful, rewards-focused experience for smart and frequent digital spenders.
UPI Integration on Credit: The standout feature is the capability to perform UPI-based transactions using the credit limit. By scanning any merchant QR code through the Jupiter app, cardholders can complete payments, effectively extending the credit benefit to millions of small and large merchants who accept UPI.
Powerful Insights and Tracking: Cardholders benefit from powerful spending insights delivered via the Jupiter mobile application. This facility provides real-time transaction tracking and intelligent reminders, helping users manage their expenditures effectively and ensuring that bill payments are never missed.
EMI Conversion Facility (Flexipay): For larger transactions, the card offers the ability to convert eligible UPI and standard credit card spends into easy monthly installments (EMI), often starting at highly competitive interest rates (e.g., 1.33% per month).
Digital Card Controls: The card is managed entirely through the Jupiter application, granting cardholders full control over their financial tool. Functions such as instant card freezing/unfreezing, setting spend limits, and managing transaction alerts are available 24/7, providing an essential layer of security and convenience.
Global Acceptance (RuPay Network): While primarily designed for the Indian digital ecosystem, the RuPay network is continuously expanding its global footprint. The card can be used for international transactions, ensuring versatility for cardholders travelling abroad, although foreign currency markup fees will apply.
10% Cashback on Premier Shopping Platforms: This is the highest reward tier, applicable for spends at leading e-commerce websites and retail platforms. Eligible partners include:
Amazon
Flipkart
Myntra
Ajio
Westside
Nykaa
Croma
Reliance Trends
Tata Cliq
Reliance Digital
5% Cashback on Major Travel Bookings: The second tier focuses on high-value travel expenditure, rewarding cardholders for booking flights, hotels, and transport via select online portals. Eligible partners include:
MakeMyTrip
EaseMyTrip
Yatra
Cleartrip
1% Base Cashback on All Other Spends: A flat 1% cashback is applied to all other eligible transactions. This includes all general retail purchases, utility payments, and other transactions not covered by the 10% or 5% tiers.
The rewards are credited as 'Jewels', with a simple and transparent conversion rate: 5 Jewels = ₹1.
Instant Redemption: The accumulated Jewels can be redeemed instantly via the Jupiter app, giving the cardholder immediate control over their earnings.
Redemption Options: Jewels offer a versatile range of redemption choices, ensuring the value can be applied where it matters most:
Cash Credits: Redeeming Jewels directly as cash credit against the credit card statement balance.
Brand Vouchers: Exchanging Jewels for e-gift vouchers from a wide range of partner brands.
Digital Gold: Converting Jewels into Digital Gold, providing a unique investment avenue for card earnings.
Bill Payments: Using Jewels to offset costs associated with bill payments made through the Jupiter platform.
Complimentary 1-Year Amazon Prime Membership: This benefit, valued at ₹1,499, grants access to Prime video streaming, exclusive deals, and fast shipping, adding significant utility right from the start.
1-Year Fraud Protection Plan: A complimentary 1-year card protection plan, valued at ₹399, is included, providing an extra layer of security and peace of mind against potential fraud or card misuse.
Easily convert your UPI and credit card spends into convenient EMIs, starting at an attractive interest rate of just 1.33%, helping you manage expenses smartly and stress-free.
Save on Fuel: The card provides a 1% fuel surcharge waiver on transactions made at petrol stations across the country.
Disclaimer: The card features, benefits, application process, and other details mentioned above are accurate at the time of writing but may change without prior notice.
| Fee Type | Amount | Details |
|---|---|---|
| Joining Fee | ₹499 + GST | A one-time charge at the time of card issuance. This fee is offset by the extensive welcome benefit package. |
| Annual/Renewal Fee | ₹0 | The card is designated as Lifetime Free, meaning no annual or renewal fee will ever be charged. |
| Fuel Surcharge | Save up to 1% on fuel transactions | Get a 1% surcharge waiver on every fuel spent. |
| Criteria | Details |
|---|---|
Age | 23 to 60 years |
Occupation | Salaried and Self-Employed individuals are typically considered. |
Other Criteria | A regular source of income, and a satisfactory credit score, and an existing Jupiter account (or willingness to open one) may be required. |
| Document Type | Details |
|---|---|
| Identity Proof | Any valid government-issued ID such as PAN Card, Aadhaar Card, Driving Licence, Voter ID, or Passport |
| Address Proof | Aadhaar Card, Passport, or recent Utility Bills (electricity, water, or similar services) |
| Income Proof – Salaried Applicants | Recent Salary Slips, Form 16, Bank Account Statements, or filed Income Tax Returns |
| Income Proof – Self-Employed Applicants | Income Tax Returns, Form 16 (if applicable), audited financial records, proof of business operation, and bank statements for the past 6 months |
Click on Apply Now: Hit the 'Apply Now' button to start your application.
Fill in Your Detail: Enter your personal, contact, and financial details in the application form.
Upload Required Documents: Upload your PAN Card, Aadhaar/Address Proof, and Income Proof.
Submit Your Application: Review all the details and click Submit.
Approval & Card Delivery: Once approved, your Edge+ CSB Bank RuPay Credit Card will be delivered to your registered address.
| Usage Tips | Details |
|---|---|
Maximise 10% & 5% Cashback | Prioritise using the card for shopping on the specified 10% partner brands (Amazon, Myntra, etc.) and for all travel bookings on the 5% partner portals (MakeMyTrip, Yatra, etc.). |
Leverage UPI Scan & Pay | Utilise the in-app UPI functionality to make payments to local merchants and vendors using the credit line, ensuring even small transactions contribute to the 1% base cashback. |
Redeem Jewels Strategically | Actively track the accumulated 'Jewels' in the Jupiter app. Redeem them instantly for cash credit to offset the statement balance or for Digital Gold as a value-added redemption option. |
Monitor Spends via Insights | Regularly check the 'Powerful Insights' feature in the Jupiter app. This will help track transaction categories, manage budget adherence, and ensure the maximum use of the accelerated cashback limits. |
Use EMI for High-Value Spends | Convert large one-time purchases (e.g., electronic goods) into manageable EMIs starting at competitive rates (e.g., 1.33% per month) using the Flexipay option in the app. |
The Jupiter Edge+ CSB Bank RuPay Credit Card is designed for users who want to maximize their credit card benefits effectively.
Disclaimer: The information provided on this page has been gathered from various reliable sources and is intended solely for general informational purposes. As details may change over time, we do not guarantee the accuracy or completeness of the content. Users are advised to verify the information with official or relevant sources before making any decisions or taking action.