Earn accelerated rewards on healthcare, groceries, and daily utilities with a lifetime free card that comes with complimentary lounge access and quarterly BigBasket vouchers.
3X points on select spends
Complimentary domestic lounge visits quarterly
Complimentary Vouchers for various brands
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| Benefit | Details |
|---|---|
| 3-2-1 Reward Structure (Visa) | Earn 3 reward points on healthcare and grocery transactions; 2 reward points on utility bill payments (electricity, gas, mobile); and 1 reward point on all other eligible spends. |
| Reward Point Validity | Reward points are valid for 1 year from the date of accrual. |
| Domestic Lounge Access | Complimentary domestic airport lounge visits per quarter. |
| INOX BOGO Movie Offer | Buy one INOX movie ticket and receive a discount of up to Rs. 100 on the second ticket, once per quarter. |
| Complimentary BigBasket Vouchers | Cardholders receive complimentary BigBasket vouchers on quarterly spends of Rs. 50,000. |
| Welcome Benefit | Complimentary Amazon Pay e-voucher or Big Basket. |
| FedDelights Dining Programme | Access up to 15% discount at partner hotels and restaurants through the FedDelights programme. |
| Fuel Surcharge Waiver | 1% fuel surcharge waiver at all fuel stations across India. |
| Attribute | Classification |
|---|---|
| Issuer / Provider | The Federal Bank Limited |
| Bank / Non-bank | Bank-affiliated |
| Category | Family / Lifestyle / Everyday Rewards |
| Type of Card | Visa / Mastercard |
| Free or Paid | Paid |
The Federal Bank Imperio Credit Card is designed for family-oriented individuals who want to earn rewards on the spending categories that matter most to a household, such as healthcare, groceries, utilities, and everyday essentials. With complimentary domestic lounge access tied to a quarterly spend threshold, a quarterly INOX movie offer, BigBasket vouchers as a milestone benefit, and a dining programme offering up to 15% off at partner restaurants, the card provides a well-rounded set of lifestyle benefits.
Lifetime Free (Limited-Period Offer): The Federal Bank Imperio Credit Card is currently offered with no joining fee or annual membership fee.
Domestic Lounge Access: Primary cardholders receive complimentary domestic airport lounge visits per quarter.
Quarterly BigBasket Vouchers: Cardholders who spend ₹50,000 or more in a calendar quarter receive complimentary BigBasket vouchers as a milestone benefit.
INOX Movie Offer: A Buy One Get One offer is available on INOX movie tickets once per quarter, with a maximum discount of ₹100 on the second ticket.
FedDelights Dining Programme: Cardholders can access up to 15% discount at partner hotels and restaurants through the Federal Bank FedDelights programme.
Rewards Redemption Portal: Accumulated reward points can be tracked and redeemed through the Federal Rewards portal.
Customer Care: Cardholders can contact Federal Bank credit card customer care on 1800-425-1199 or 1800-420-1199.
Visa Variant:
3 Reward Points: Earned on healthcare and grocery spends.
2 Reward Points: Earned on utility bill payments, including electricity, gas, and mobile bills.
1 Reward Point: Earned on all other eligible retail spends.
Accumulated reward points can be redeemed through the Federal Rewards portal at a value of 1 reward point = ₹0.25. Reward points are valid for 1 year from the date of accrual.
Welcome Benefits
Amazon Pay e-Voucher: Primary cardholders receive an Amazon Pay or Big Basket e-voucher.
Entertainment Benefits
INOX BOGO Movie Offer: Buy one INOX movie ticket and receive a discount of up to ₹100 on the second ticket, once per quarter.
Shopping and Lifestyle Benefits
Complimentary BigBasket Vouchers: Cardholders who spend ₹50,000 or more in a calendar quarter receive complimentary BigBasket vouchers as a quarterly milestone benefit.
Travel Benefits
Domestic Lounge Access: Complimentary domestic airport lounge visits per calendar quarter.
Dining Benefits
FedDelights Programme: Cardholders can avail up to 15% discount at partner hotels and restaurants across India through the Federal Bank FedDelights dining programme.
Fuel Benefits
Fuel Surcharge Waiver: A 1% fuel surcharge waiver is available at all fuel stations across India. Reward points are not earned on fuel transactions.
Disclaimer: The card features, benefits, application process, and other details mentioned above are accurate at the time of writing but may change without prior notice.
| Fee Type | Amount | Details |
|---|---|---|
| Joining Fee | Rs. 1,500 | Charged at the time of card issuance |
| Annual/Renewal Fee | Rs. 1,500 | Waived if annual spending reaches Rs. 1.5 lakh |
| Criteria | Details |
|---|---|
Minimum Age | Minimum 18 years |
Maximum Age | Maximum 70 years |
Residency | Resident Indian or Non-Resident Indian (NRI) |
Occupation | Salaried or Self-Employed |
Credit History | A good credit history is recommended for higher approval chances |
| Document Type | Details |
|---|---|
| Identity Proof | PAN Card (mandatory), Aadhaar Card, Passport, Driving Licence, or Voter ID |
| Address Proof | Aadhaar Card, Passport, Driving Licence, Voter ID, or recent utility bills |
| Income Proof | Latest salary slips and bank statements (salaried); bank statements, Form 16, or ITR copy (self-employed) |
| Photographs | Recent passport-size photographs |
Step 1: Click on Apply Now: Hit the "Apply Now" button to start your application.
Step 2: Fill in Your Detail: Enter your personal, contact, and financial details in the application form.
Step 3: Upload Required Documents: Upload your PAN Card, Aadhaar/Address Proof, and Income Proof.
Step 4: Submit Your Application: Review all the details and click Submit.
Step 5: Approval & Card Delivery: Once approved, your Federal Bank Imperio Credit Card will be delivered to your registered address.
| Usage Tips | Details |
|---|---|
Maximise Accelerated Rewards | Use the card for the 3X reward categories specific to the chosen variant to earn the highest reward rate and accumulate points faster. |
Claim the BigBasket Vouchers | Spend Rs. 50,000 in a quarter to receive complimentary BigBasket vouchers as a quarterly milestone benefit. |
Claim the Welcome Benefit Early | Spend Rs. 5,000 within the first 30 days of card issuance to receive the Amazon Pay e-voucher. |
Use the INOX Offer Each Quarter | Use the Buy One Get One offer at INOX once a quarter to save up to Rs. 100 on the second movie ticket. |
Use the FedDelights Programme | Dine at partner hotels and restaurants through the FedDelights programme to avail discounts of up to 15% and enhance the value of the card on dining spends. |
The Federal Bank Imperio Credit Card is designed for users who want to maximize their credit card benefits effectively.
Disclaimer: The information provided on this page has been gathered from various reliable sources and is intended solely for general informational purposes. As details may change over time, we do not guarantee the accuracy or completeness of the content. Users are advised to verify the information with official or relevant sources before making any decisions or taking action.
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