Unlock luxury stays and elite status with every spend
Earn up to 4 Free Night Awards annually
12 domestic + 12 international lounge visits per year
Enter your details to get started
| Benefit | Details |
|---|---|
| Welcome Free Night Award | Receive 1 Free Night Award (valued up to 15,000 Marriott Bonvoy Points) on your first eligible transaction or upon joining fee payment. |
| Accelerated Points on Marriott Stays | Earn 8 Marriott Bonvoy Points for every ₹150 spent at hotels participating in Marriott Bonvoy worldwide. |
| Complimentary Silver Elite Status | Automatic Silver Elite status upon card activation with 10 Elite Night Credits every year to fast-track your journey to higher elite tiers. |
| Milestone Free Night Awards | Earn up to 3 additional Free Night Awards by reaching spend milestones of ₹6 lakh, ₹9 lakh, and ₹15 lakh in your card anniversary year. |
| Premium Lounge Access | Access 12 complimentary domestic lounge visits (both domestic and international terminals) and 12 international lounge visits annually. |
| Complimentary Golf Access | Enjoy 2 complimentary golf course access and 2 golf lessons per quarter at participating courses worldwide. |
| Attribute | Classification |
|---|---|
| Issuer / Provider | HDFC Bank |
| Bank / Non-bank | Bank-affiliated |
| Category | Travel / Hotel Co-brand |
| Type of Card | Diners Club Credit Card (Hotel Rewards) |
| Free or Paid | ₹3,000 + GST Annually (No fee waiver available) |
The Marriott Bonvoy HDFC Bank Credit Card is India's first hotel co-branded credit card, designed specifically for travelers who frequently stay at Marriott properties and value luxury hospitality experiences. This premium travel credit card offers unmatched value through accelerated Marriott Bonvoy Points earning, complimentary elite status benefits, and multiple Free Night Awards. Whether you're a business traveler staying at JW Marriott properties, a leisure traveler exploring St. Regis resorts, or a weekend warrior enjoying Courtyard stays, this card transforms every rupee spent into memorable hotel experiences across Marriott's portfolio of 35+ hotel brands worldwide.
India's First Hotel Co-Brand: Launched in partnership with Marriott International, this card marks a significant milestone as India's first credit card co-branded with a global hotel chain, offering exclusive benefits across Marriott's extensive portfolio including luxury brands like The Ritz-Carlton, St. Regis, JW Marriott, W Hotels, and value brands like Courtyard and Fairfield by Marriott.
Marriott Bonvoy Loyalty Integration: The card seamlessly integrates with the Marriott Bonvoy loyalty program, one of the world's largest hotel loyalty programs. All points earned are credited directly to your Marriott Bonvoy membership account and can be redeemed for free nights, room upgrades, dining experiences, and exclusive Marriott Bonvoy Moments.
Accelerated Points Earning: Earn up to 8 Marriott Bonvoy Points per ₹150 spent at participating Marriott properties, 4 points per ₹150 on travel, dining, and entertainment, and 2 points per ₹150 on all other eligible retail purchases. This tiered earning structure ensures maximum rewards on categories that matter most to travelers.
Automatic Elite Status: Upon card activation, cardholders automatically receive Marriott Bonvoy Silver Elite status, typically requiring 10 qualifying nights. Silver Elite members enjoy 10% bonus points on stays, member-only rates, priority late checkout, and complimentary in-room internet access at all Marriott properties worldwide.
Annual Elite Night Credits: Receive 10 Elite Night Credits every year just for holding the card, credited within 60 days of joining or annual fee payment. These credits count toward achieving higher elite status tiers without needing to stay additional nights.
Welcome and Renewal Benefits: New cardholders receive 1 Free Night Award (valued up to 15,000 Marriott Bonvoy Points) along with flight discount vouchers worth ₹500 and hotel discount vouchers worth ₹1,000. The same benefits are provided annually upon renewal fee payment.
Milestone Rewards: Reach spending milestones and earn up to 3 additional Free Night Awards during your card anniversary year. Spend ₹6 lakh for your first additional award, ₹9 lakh for the second, and ₹15 lakh for the third.
Premium Travel Perks: Enjoy 12 complimentary domestic lounge visits and 12 international lounge visits per year. Access lounges via the Diners Club network for a comfortable pre-flight experience.
Golf Privileges: Golf enthusiasts receive complimentary access to 2 golf course rounds and 2 golf lessons per quarter at participating courses worldwide.
Concierge Services: Access dedicated concierge services from 9:00 AM to 9:00 PM for assistance with restaurant reservations, hotel bookings, travel planning, and other lifestyle needs.
Comprehensive Travel Insurance: Travel with peace of mind knowing your card provides extensive insurance coverage including baggage delay or loss, loss of travel documents, flight delay, air accident cover, emergency medical expenses, credit shield cover, and loss liability cover.
This card is particularly valuable for frequent travelers who prioritize stays at Marriott properties and want to maximize their hotel rewards.
8 Points per ₹150 at Marriott Properties
Earn 8 Marriott Bonvoy Points for every ₹150 spent at hotels participating in Marriott Bonvoy worldwide.
Applies to room charges, dining, spa services, and other eligible purchases at Marriott hotels.
Monthly earning cap: Maximum 53,328 points on spending up to ₹10 lakh per month at Marriott properties.
4 Points per ₹150 on Travel, Dining and Entertainment
Earn 4 Marriott Bonvoy Points for every ₹150 spent on eligible travel, dining, and entertainment purchases.
Includes flight bookings, restaurant bills, movie tickets, and entertainment venues.
2 Points per ₹150 on All Other Spends
Earn 2 Marriott Bonvoy Points for every ₹150 spent on all other eligible retail purchases.
Covers shopping, groceries, and general retail transactions.
Free Night Award on Joining
Receive 1 Free Night Award (valued up to 15,000 Marriott Bonvoy Points) upon making your first eligible transaction of ₹500 or more.
Can be used for one night in a standard guest room at hotels with a redemption level at or under 15,000 points.
Award is credited within 8-12 weeks and valid for one year from issuance.
10 Elite Night Credits
Automatically receive 10 Elite Night Credits upon card activation.
Credits are awarded within 60 days of joining fee payment.
These credits help you achieve or maintain elite status levels.
Complimentary Silver Elite Status
Instant Silver Elite status upon card activation.
Benefits include 10% bonus points on stays, member-only rates, priority late checkout, complimentary in-room internet access.
Discount Vouchers
Flight discount vouchers worth ₹500 for bookings through designated platforms.
Hotel discount vouchers worth ₹1,000 for bookings through Marriott channels.
Free Night Award on Renewal
Receive 1 Free Night Award (valued up to 15,000 Marriott Bonvoy Points) annually upon payment of renewal fee.
Credited within 8-12 weeks of renewal fee payment.
10 Elite Night Credits Annually
Receive 10 Elite Night Credits every year on your card anniversary.
Helps maintain or advance your elite status without additional stays.
Annual Discount Vouchers
Flight discount vouchers worth ₹500 on renewal.
Hotel discount vouchers worth ₹1,000 on renewal.
Earn up to 3 additional Free Night Awards by reaching the following spending thresholds:
First Milestone: ₹6 Lakh Spend
Earn 1 Free Night Award (valued up to 15,000 Marriott Bonvoy Points).
Second Milestone: ₹9 Lakh Spend
Earn 1 additional Free Night Award.
Third Milestone: ₹15 Lakh Spend
Earn 1 additional Free Night Award.
Awards credited within 8-12 weeks of reaching each threshold.
Domestic Lounge Access
12 complimentary visits per year to domestic airport lounges within India.
Access available at both domestic and international terminals across major Indian airports.
International Lounge Access
12 complimentary visits per year to international airport lounges outside India.
Access through Diners Club network lounges worldwide.
2 complimentary golf course access per quarter at participating courses worldwide.
2 complimentary golf lessons per quarter.
Total of 8 rounds and 8 lessons per year.
Lifestyle Assistance
Access to dedicated concierge services from 9:00 AM to 9:00 PM.
Assistance with restaurant reservations, travel planning, hotel bookings, event tickets.
Contact: 18003093100 or email: [email protected].
Comprehensive Coverage
Air Accident Cover: ₹10 lakh coverage
Delay or Loss of Checked-in Baggage: Up to $250
Loss of Travel Documents: Up to $250
Flight Delay: Up to $250
Emergency Medical Expenses: ₹15 lakh
Credit Shield Cover: ₹1 lakh
Loss Liability Cover: ₹1 lakh
Free Night Stays
Redeem points for free nights at over 8,000 hotels participating in Marriott Bonvoy worldwide.
Standard room redemption starts from 5,000 points per night up to 100,000+ points for luxury properties.
Room Upgrades
Use points to upgrade to premium room categories, suites, or club-level accommodations.
Marriott Bonvoy Moments
Redeem points for unique experiences including concerts, sporting events, culinary experiences.
Airline Miles Transfer
Transfer points to 40+ airline loyalty programs at a 3:1 ratio.
Receive a 5,000-mile bonus for every 60,000 points transferred.
No Expiration with Activity
Marriott Bonvoy Points remain valid with earning or redemption activity at least once every 24 months.
Up to 50 Days: Enjoy up to 50 days of interest-free credit on purchases when you pay the full outstanding amount by the due date.
Points are NOT earned on:
Smart EMI transactions
Wallet loads
Gift card purchases
Cash advances
Balance transfers
Card fees
Fuel purchases
EMI transactions
Insurance premium payments (capped at 2,000 points per day)
Education fees
Government payments
Rent payments through apps
Utility bills exceeding ₹50,000
Disclaimer: Card features and benefits may change without prior notice.
| Fee Type | Amount | Details |
|---|---|---|
| Joining Fee | ₹3,000 + GST (~₹3,540) | One-time charge when issued. No fee waiver available. |
| Annual Fee | ₹3,000 + GST (~₹3,540) | Charged every year. No fee waiver available. |
| Interest Rate (APR) | 3.6% per month (43.2% annually) | Applicable on outstanding balances. |
| Foreign Currency Markup | 3.5% + GST (~4.13%) | Applicable on international transactions. |
| Cash Advance Fee | 2.5% or ₹500 (whichever is higher) | Applicable on ATM withdrawals. |
| Overlimit Penalty | 2.5% of overlimit amount (minimum ₹550) | Charged when exceeding credit limit. |
| Payment Return Charges | 2% of payment amount (minimum ₹450) | Charged for dishonored payments. |
| Cash Processing Fee | ₹100 | For payments at HDFC Bank branches. |
| Late Payment Charges | ₹100 to ₹1,300 | Based on outstanding amount. |
| Criteria | Details |
|---|---|
Age | Salaried: 21-60 years; Self-employed: 21-65 years |
Citizenship | Must be a Resident Indian |
Credit Score | Good to excellent CIBIL score (750-900) recommended |
Income - Salaried | Gross monthly income exceeding ₹1,00,000 |
Income - Self-Employed | Annual ITR exceeding ₹15,00,000 |
| Document Type | Details |
|---|---|
| Identity Proof | Aadhaar Card, PAN Card, Passport, Driving License, Voter ID |
| Address Proof | Aadhaar Card, Passport, utility bill (within 3 months) |
| Income Proof | Salary slips, bank statements, Form 16, ITR |
| PAN Card | Mandatory for all applications |
| Photograph | Recent passport-size color photograph |
Click on Apply Now: Hit the 'Apply Now' button to start your application.
Fill in Your Details: Enter your personal information including name, date of birth, contact details, employment information, and financial details in the application form.
Upload Required Documents: Upload scanned copies of your PAN Card, Aadhaar/Address Proof, Income Proof, and a recent photograph.
Submit Your Application: Carefully review all the details you've entered for accuracy and click the Submit button.
Approval & Card Delivery: Once your application is approved after verification, your Marriott Bonvoy HDFC Bank Credit Card will be dispatched to your registered address within 7-10 working days.
| Usage Tips | Details |
|---|---|
Activate Card | Activate immediately upon receipt via customer care or NetBanking. |
Set PIN | Set 4-digit PIN through customer care (1860 266 0333) or NetBanking. |
Link Marriott Account | Card automatically links to Marriott Bonvoy membership. |
Download Marriott App | Track points, book hotels, and manage reservations. |
Maximise Marriott Spending | Use for all Marriott property charges to earn 8 points per ₹150. |
Track Milestones | Monitor spending toward ₹6L, ₹9L, ₹15L thresholds. |
Plan Redemptions | Book during off-peak seasons for better value. |
Use Lounge Access | Utilise 12 domestic and 12 international visits annually. |
Pay Bills on Time | Avoid late fees and maintain credit score. |
The Marriott Bonvoy HDFC Bank Credit Card is designed for users who want to maximize their credit card benefits effectively.
Disclaimer: The information provided on this page has been gathered from various reliable sources and is intended solely for general informational purposes. As details may change over time, we do not guarantee the accuracy or completeness of the content. Users are advised to verify the information with official or relevant sources before making any decisions or taking action.