Premium fashion and lifestyle rewards with 10X points on Aditya Birla spends
Up to ₹1,500 in bonus rewards
4 complimentary visits annually
1% relief at all petrol pumps
Enter your details to get started
| Benefit | Details |
|---|---|
| Welcome Benefit | Get 6,000 Reward Points worth ₹1,500 on payment of annual fees |
| Milestone Reward 1 | Get 3,000 Reward Points on annual spends of ₹1.5 lakh |
| Milestone Reward 2 | Get an additional 3,000 Reward Points on annual spends of ₹3 lakh |
| Aditya Birla Rewards | Get 20 Reward Points per ₹100 spent on Aditya Birla stores and partner brands |
| Dining & Entertainment Rewards | Get 10 Reward Points per ₹100 spent on dining, entertainment & hotels |
| Base Reward Rate | Get 2 Reward Points per ₹200 spent on other purchases |
| Fuel Surcharge Waiver | 1% fuel surcharge waiver at all petrol pumps on transactions up to ₹3,000 (max. ₹100 per statement cycle) |
| Lounge Access | 4 complimentary visits to domestic VISA lounges per calendar year (max 1 visit per quarter) |
| Attribute | Classification |
|---|---|
| Issuer/Provider | SBI Cards, in partnership with Aditya Birla Capital |
| Bank/Non-bank | Bank-affiliated |
| Category | Rewards / Shopping / Co-branded |
| Type of Card | Co-branded Credit Card |
| Free or Paid | ₹1,499 + applicable taxes joining fee; ₹1,499 + applicable taxes annual fee |
The Aditya Birla SBI Card Select is the premium variant of the Aditya Birla SBI Card, designed for customers who frequently shop at Aditya Birla and its partner brands. With 10X reward points (20 points per ₹100) on these spends and accelerated rewards on dining, entertainment, and hotels, this card offers excellent value for lifestyle shoppers. The card also comes with milestone benefits and complimentary lounge access.
Earn 10X rewards on Aditya Birla stores and partner brands like Louis Philippe, Van Heusen, and Pantaloons
Get 5X rewards on dining, entertainment, and hotel spends
Receive ₹1,500 welcome benefit to offset the annual fee
Unlock up to ₹1,500 in additional milestone rewards at ₹1.5 lakh and ₹3 lakh annual spends
Enjoy 4 complimentary domestic lounge visits annually
Save 1% on fuel surcharge at all petrol pumps across India
Access Shop n Smile Catalogue for flexible reward redemption at
20 Reward Points on Aditya Birla Stores
Get 20 Reward Points per ₹100 spent on Aditya Birla Stores
Applicable to both online and retail stores
20 Reward Points on Aditya Birla Fashion & Partner Brands
Get 20 Reward Points per ₹100 spent at Aditya Birla Fashion Online and Retail Stores
Partner brands include Louis Philippe, Van Heusen, Allen Solly, Peter England, American Eagle, Forever 21, Pantaloons, The Collective, Simon Carter, Ralph Lauren, Hackett London, Ted Baker, and Fred Perry
Get 20 Reward Points per ₹100 spent at Vi (Vodafone Idea)
10 Reward Points on Dining, Entertainment & Hotels
Get 10 Reward Points per ₹100 spent on dining, entertainment & hotels
2 Reward Points on Other Purchases
Get 2 Reward Points per ₹200 spent on all other purchases
Important Note: No reward points are accrued on fuel, utilities, and mobile wallet uploads.
Get 6,000 Reward Points worth ₹1,500 on payment of annual fees
Reward Points will be credited to your account within 60 days of annual fee payment
Get 3,000 reward points on annual spends of ₹1.5 lakh as a milestone reward.
Get an additional 3,000 Reward points on annual spends of ₹3 lakh as Milestone Reward
Reward points will be credited to your account within 60 days of crossing the annual spend threshold
Redemption Options
Reward points accrued can be redeemed at the SBI Card Shop in the Smile Catalogue
Redeem as Gifts and e-Gift Vouchers in various categories
Redemption Value
1 Reward Point = ₹0.25 when redeemed
Enjoy 1% fuel surcharge waiver across all petrol pumps in India
Applicable on transactions up to ₹3,000, exclusive of GST and other charges
Maximum fuel surcharge waiver of ₹100 per statement cycle per credit card account
Get 4 complimentary visits to domestic VISA lounges in India per calendar year
Maximum 1 visit per quarter
Applicable at participating VISA airport lounges across India
Your card can be used in over 29 million outlets across the globe
Including 3,25,000 outlets in India
Look for the VISA sign of acceptance
Simply tap the card at a secure reader for transactions
Fast, easy, and incredibly convenient
Ideal for everyday purchases
Reduces risk of card loss and fraud due to counterfeit (skimming)
Withdraw cash from over 1 million VISA ATMs across the globe
Including 18,000 ATMs in India
Access to over 10,000 ATMs across 100+ cities in India
Share the power of your card with family members
Applicable for spouse, parents, siblings, and children over 18 years of age
Add-on fee per annum: Nil
Flexible payment options available
Pay any amount from the minimum amount.
Carry forward the unpaid balance at the finance charges available
Complete peace of mind with SBI Card Helpline
Available across the world in case of any emergency
Emergency assistance if the card is lost or stolen during travel outside India
| Fee Type | Amount | Details |
|---|---|---|
| Joining Fee | ₹1,499 + applicable taxes | One-time charge when the card is issued |
| Annual Fee | ₹1,499 + applicable taxes | Charged every year |
| Renewal Fee | ₹1,499 + applicable taxes | Per annum from the second year onwards |
| Add-on Card Fee | Nil | Per annum |
| Finance Charges | 3.75% p.m. (45% p.a.) | Applicable to outstanding balances |
| Late Payment Charges | ₹0 to ₹1,300 | Up to ₹500: Nil; More than ₹500 up to ₹1,000: ₹400; More than ₹1,000 up to ₹10,000: ₹750; More than ₹10,000 up to ₹25,000: ₹950; More than ₹25,000 up to ₹50,000: ₹1,100; More than ₹50,000: ₹1,300 |
| Criteria | Details |
|---|---|
Age | Minimum 21 years |
Residency | Should be a resident of India |
Credit Score | Good credit score required |
Employment | Salaried or self-employed |
| Document Type | Details |
|---|---|
| PAN Card | PAN card photocopy or Form 60 |
| Identity Proof | Valid government-issued ID (Aadhaar, Passport, Voter ID, etc.) |
| Address Proof | Valid proof of residence (Utility bill, Rental agreement, etc.) |
| Income Proof | Latest payslip/Form 16 (salaried) or ITR documents (self-employed) |
| Photograph | Latest colour photograph |
Step 1: Click on Apply Now: Hit the "Apply Now" button to start your application.
Step 2: Fill in Your Detail: Enter your personal, contact, and financial details in the application form.
Step 3: Upload Required Documents: Upload your PAN Card, Aadhaar/Address Proof, and Income Proof.
Step 4: Submit Your Application: Review all the details and click Submit.
Step 5: Approval & Card Delivery: Once approved, your Aditya Birla SBI Card Select will be delivered to your registered address.
| Usage Tips | Details |
|---|---|
Shop at Aditya Birla Stores | Shop at Louis Philippe, Van Heusen, Allen Solly, Peter England, American Eagle, Forever 21, Pantaloons and other Aditya Birla brands to earn 20 points per ₹100 |
Use for Dining & Entertainment | Use the card for dining, entertainment, and hotel spends to earn 10 points per ₹100 |
Vi (Vodafone Idea) Purchases | Make Vi (Vodafone Idea) purchases to earn 20 points per ₹100 |
Maximise Milestone Benefits | Spend ₹3 lakh annually to unlock all milestone rewards (a total of 6,000 additional points) |
Redeem Strategically | Accumulate points and redeem at a 2,000-point minimum to get gifts and e-vouchers |
Use Lounge Access | Utilise all 4 complimentary domestic lounge visits across the year |
Fuel Surcharge Waiver | Use the card for fuel purchases up to ₹3,000 to save a 1% surcharge (max. ₹100/cycle). |
Track Reward Points | Monitor your reward points regularly |
Avoid Excluded Categories | Do not use for fuel, utilities, and mobile wallet uploads, as they don't earn points |
Use Contactless Payments | Tap the card for quick and secure transactions |
The Aditya Birla SBI Card Select is designed for users who want to maximize their credit card benefits effectively.
Disclaimer: The information provided on this page has been gathered from various reliable sources and is intended solely for general informational purposes. As details may change over time, we do not guarantee the accuracy or completeness of the content. Users are advised to verify the information with official or relevant sources before making any decisions or taking action.
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