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Club Vistara SBI Card

Club Vistara SBI Card

For Vistara Frequent Flyers

Welcome Bonus

Welcome Bonus

1 Economy Class ticket as e-gift voucher

Rewards

Rewards

3 CV points per ₹200 spent

Check Your Eligibility for This Card

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Key Highlights

Important benefits and features of this credit card
BenefitDetails
Welcome Benefit1 Vistara Economy Class ticket as an e-gift voucher on paying the joining fee.
Reward PointsEarn 3 Club Vistara (CV) points for every ₹200 spent across all categories, including fuel.
Milestone BenefitsGet 1 Economy class ticket each on annual spends of ₹1.25 Lakhs, ₹2.5 Lakhs & ₹5 Lakhs.
Club Vistara Base MembershipComplimentary Club Vistara Base membership.
Priority Pass MembershipFree Priority Pass membership for the duration of the product, valued at USD 99 (usage charge of USD 27 plus applicable taxes per visit).
Domestic Lounge AccessUp to 4 complimentary domestic airport lounge access per year.

Categorisation

Card classification and attributes
AttributeClassification
Issuer / ProviderSBI Cards and Payment Services Limited
Bank / Non-bankBank-affiliated
CategoryTravel Credit Card
Type of CardCredit Card (Visa)
Free or Paid₹1,499 Annual Fee

What This Card Is Best For

The Club Vistara SBI Card is a co-branded travel credit card launched in association with Vistara Airlines for loyal customers of the brand. At an annual fee of ₹1,499, cardholders receive benefits such as free economy-class tickets, milestone rewards, Club Vistara Base membership, Priority Pass membership, and complimentary domestic lounge access, making travel cheaper and more convenient for frequent Vistara flyers. 

Overview 

  • Co-branded Partnership: Launched by SBI Card in association with Vistara Airlines. 

  • Travel Focus: Specifically designed for frequent Vistara flyers with travel-centric benefits. 

  • Economy Class Tickets: Welcome benefit and milestone-based free tickets. 

  • CV Points Earning: 3 Club Vistara points per ₹200 spent on all categories including fuel. 

  • Lounge Access: 4 complimentary domestic airport lounge visits per year plus Priority Pass membership. 

  • Club Vistara Membership: Complimentary Club Vistara Base membership included. 

Rewards and Benefits 

Earning Club Vistara Points 

  • Reward Rate: Earn 3 Club Vistara (CV) points per ₹200 spent across all categories, including fuel. 

  • No Exceptions: Reward points are generated on all spends, including fuel and utility bill payments. 

  • Bonus Points: Spend ₹50,000 within 90 days of card issuance and get 1,000 CV Points. 

Redeeming Club Vistara Points 

  • Redemption Value: 1 CV Point = Re. 1 

  • Usage: Use CV points to book tickets on Vistara Airlines and partner airlines through your Vistara Club account. 

  • Redemption: Accumulated CV points can be redeemed through the Vistara Club account for flight bookings. 

Welcome Benefit 

  • Complimentary Economy Ticket: Receive 1 Vistara Economy Class ticket as an e-gift voucher after payment of the joining fee. 

  • E-voucher Delivery: The ticket will be provided through e-voucher on your registered email address once you pay the joining fee. 

  • Club Vistara Base Membership: Complimentary Club Vistara Base membership is included with the card. 

Milestone Benefits 

Get 1 Economy class ticket as e-gift voucher on reaching the following annual spending milestones: 

  • ₹1.25 Lakhs annual spend 

  • ₹2.5 Lakhs annual spend 

  • ₹5 Lakhs annual spend 

Note: Milestone benefits compensate for the joining fee by providing complimentary economy tickets. 

Lounge Access 

  • Domestic Airport Lounge: Up to 4 complimentary domestic airport lounge access per year. 

  • Priority Pass Membership: Complimentary Standard membership of the Priority Pass programme for the entire duration of the product, valued at USD 99. 

  • Usage Charge: USD 27 plus applicable taxes will be charged on your Club Vistara SBI card for all Priority Pass lounge visits. 

Insurance Benefits 

  • Air Accident Cover: Up to ₹50 lakh air accident insurance coverage. 

  • Lost Card Liability: Liability cover of up to ₹1 lakh for lost card. 

Additional Benefits 

  • Flexipay: Convert purchases of more than ₹2,500 into EMIs with the Flexipay facility. 

  • Balance Transfer: Transfer the balance of any other card to the Club Vistara SBI Card and pay it back at a lower interest rate. 

  • Easy Money Facility: Withdraw money against your credit limit in the form of a cheque or demand draft with the Easy Money facility. 

  • Hotel and Car Rental Discounts: Get discounts on hotel and car rental bookings. 

Disclaimer: SBI Card is not accepting new applications for Vistara co-branded credit cards. Content on this page, including card review, is based on information available before Vistara-Air India merger. Some features may be outdated. Please check SBI Card's website for latest updates. 

Fees & Charges of Club Vistara SBI Card

All applicable fees for this credit card
Fee TypeAmountDetails
Joining Fee₹1,499 + GSTOne-time charge when the card is issued.
Annual Fee₹1,499 + GSTCharged every year.
Finance Charges3.50% per monthInterest charged on outstanding balances (42% per annum).
Add-on Card Fee₹0No charge for supplementary cards.
Cash Advance FeeVariesCharges apply for cash withdrawals against credit limit.
Late Payment ChargesVariesBased on outstanding amount; minimum ₹450.
Payment Dishonour Fee2% of payment amountMinimum of ₹450.
Over Limit Fee2.5% of over limit amountMinimum of ₹600.
Foreign Currency Markup3.50%Charged on all international transactions plus applicable GST.
Rewards Redemption Fee₹99Charged for redemption of rewards.
Statement Request₹100 per statementFor statements more than 2 months old.
Cash Payment Fee₹250For cash payments at bank.
Cheque Payment Fee₹100For cheque payments.

Eligibility Criteria for Club Vistara SBI Card

Requirements to apply for this card
CriteriaDetails
Age (Minimum)
18 years and above
Nationality
Indian citizen
Employment Status
Salaried or self-employed
Credit Score
Good credit score increases chances of eligibility
Minimum Income
Communicated at the time of sourcing

Required Documents

Documents needed for application
Document TypeDetails
Identity ProofVoter ID, Aadhaar Card, PAN Card (mandatory)
Address ProofRation Card, Aadhaar Card, Voter ID, Passport
Income ProofSalary Slip, Form 16, IT Returns

How To Apply for Club Vistara SBI Card

Follow these simple steps to apply for this card
1

Click on Apply Now: Hit the 'Apply Now' button to start your application.

2

Fill in Your Detail: Enter your personal, contact, and financial details in the application form.

3

Upload Required Documents: Upload your PAN Card, Aadhaar/Address Proof, and Income Proof.

4

Submit Your Application: Review all the details and click Submit.

5

Approval & Card Delivery: Once approved, your Club Vistara SBI Card will be delivered to your registered address.

How To Use the Club Vistara SBI Card

Tips to maximize your card benefits
Usage TipsDetails
Use for All Spends
Use the card for all purchases, including fuel and utilities, to earn 3 CV points per ₹200 spent.
Maximise Welcome Benefit
Pay the joining fee to receive 1 complimentary Economy Class ticket as an e-voucher.
Target Spending Milestones
Aim for ₹1.25L, ₹2.5L, and ₹5L in annual spending to get free Economy class tickets.
Bonus Points in 90 Days
Spend ₹50,000 within 90 days of card issuance to earn 1,000 bonus CV Points.
Book Through Vistara
Redeem accumulated CV points at 1 CV Point = Re. 1 for Vistara Airlines and partner airline tickets.
Use Domestic Lounges
Access up to 4 complimentary domestic airport lounges per year for comfortable travel.
Priority Pass Usage
Use Priority Pass membership at international lounges (USD 27 charge per visit applies).
Convert to EMI
Use Flexipay to convert purchases above ₹2,500 into EMIs for better cash flow management.
Transfer Balance
Transfer balances from other cards to benefit from competitive interest rates.
Monitor CV Points
Regularly check your CV points balance through your Vistara Club account.
Leverage Insurance
Understand your ₹50 lakh air accident cover and ₹1 lakh lost card liability coverage.
Get Hotel Discounts
Use the card for hotel and car rental bookings to avail discounts.

Things To Know

Important information about this card
  • This card is specifically designed for loyal Vistara customers who travel frequently with the airline.
  • SBI Card compensates for the joining fee of ₹1,499 by providing a complimentary economy ticket and Club Vistara Membership.
  • You can earn up to 3 free Economy class tickets annually by reaching milestone spends of ₹1.25L, ₹2.5L, and ₹5L.
  • There are no exceptions for reward points generation – even fuel and utility bill payments earn reward points.
  • The value of 1 Club Vistara Point = Re. 1 when redeemed for flight bookings.
  • Priority Pass membership is complimentary but each lounge visit incurs a charge of USD 27 plus applicable taxes.
  • You get 4 complimentary domestic airport lounge accesses per year.
  • Foreign currency markup is 3.50% on all international transactions plus applicable GST.
  • If you book tickets for carriers other than Vistara, you will not get many benefits on them.
  • The card is best suited for those who travel frequently through Vistara Airlines.

The Club Vistara SBI Card is designed for users who want to maximize their credit card benefits effectively.

Do's

  • Use the card for all purchases including fuel and utilities to earn CV points
  • Pay the joining fee to receive the complimentary Economy Class ticket welcome benefit
  • Aim to reach annual milestone spends of ₹1.25L, ₹2.5L, and ₹5L for free tickets
  • Redeem CV points at 1:1 ratio (1 CV Point = Re. 1) for best value on Vistara flights
  • Use the 4 complimentary domestic lounge access per year for comfortable travel
  • Convert large purchases above ₹2,500 to EMIs using Flexipay for easier repayment

Don't

  • Don't book tickets for other carriers; benefits are primarily for Vistara flights
  • Avoid missing the ₹50,000 spend in first 90 days to get 1,000 bonus CV points
  • Don't ignore the Priority Pass usage charges of USD 27 per visit
  • Avoid using for international transactions due to 3.50% forex markup
  • Don't miss payment deadlines; additional ₹100 charge applies for consecutive defaults
  • Avoid exceeding credit limit; 2.5% over limit charge (minimum ₹600) applies

Disclaimer: The information provided on this page has been gathered from various reliable sources and is intended solely for general informational purposes. As details may change over time, we do not guarantee the accuracy or completeness of the content. Users are advised to verify the information with official or relevant sources before making any decisions or taking action.

FAQs on Club Vistara SBI Card

Common questions about this credit card