Your Cards Guide Logo
Etihad Guest SBI Card

Etihad Guest SBI Card

Earn miles faster with exclusive Etihad travel benefits.

Welcome Bonus

Welcome Bonus

2,500 Etihad Guest Miles credited after joining

Rewards

Rewards

Up to 3 Etihad Guest Miles per ₹100 on Etihad flights and international spends

Travel

Travel

Complimentary domestic lounge access and Priority Pass membership

Check Your Eligibility for This Card

Enter your details to get started

Key Highlights

Important benefits and features of this credit card
BenefitDetails
Welcome BenefitReceive 2,500 Etihad Guest Miles after payment of the joining fee and completion of the first transaction.
Tier UpgradeGet Etihad Guest Silver Tier status after the first eligible transaction, offering priority check-in, extra baggage allowance, and faster mile earning.
Enhanced RewardsEarn 3 Miles per ₹100 spent on Etihad.com, 2 Miles per ₹100 on international spends, and 1 Mile per ₹100 on domestic retail spends.
Milestone BenefitsEarn 5,000 bonus Miles on annual spends of ₹5 lakh; get a companion voucher on spends of ₹10 lakh.
International Lounge AccessComplimentary Priority Pass membership, offering access to international lounges (usage charges may apply as per the latest program rules).
Domestic Lounge Access8 complimentary domestic lounge visits per year (maximum 2 per quarter).
Fuel Surcharge Waiver1% fuel surcharge waiver on transactions of ₹500–₹4,000 (capped as per billing cycle).
Annual Fee ReversalRenewal fee waived on achieving ₹3 lakh annual spends.
Global PrivilegesExclusive Etihad travel benefits, seamless global acceptance, and access to partner airline rewards through Etihad Guest.
Add-on CardsComplimentary add-on cards for eligible family members above 18 years.

Categorisation

Card classification and attributes
AttributeClassification
Issuer / ProviderSBI Cards and Payment Services Ltd. (in partnership with Etihad Airways)
Bank / Non-bankBank-affiliated
CategoryTravel Credit Card
Type of CardVisa
Free or PaidPaid (Joining Fee: ₹1,499 + GST)

What This Card Is Best For

The Etihad Guest SBI Card is designed for travellers who frequently fly with Etihad Airways or its global airline partners. This card is ideal for individuals who want to maximise their travel benefits, earn accelerated Etihad Guest Miles, and enjoy premium privileges such as tier upgrades and lounge access. With rewards tailored towards international spends, flights booked on Etihad.com, and travel-related expenses, the card suits users who value earning miles quickly and redeeming them for flights, upgrades, hotel stays, and partner services. The complimentary Etihad Guest Silver Tier status adds exclusive advantages like priority check-in and increased baggage allowance, making it an excellent fit for regular international flyers. Overall, this card is best for travellers seeking seamless rewards, global acceptance, and elevated Etihad Guest privileges. 

Overview 

  • Etihad Guest Partnership: Cardholders earn Etihad Guest Miles on every spend and receive a complimentary Etihad Guest Silver Tier upgrade, providing priority check-in, bonus miles on flights, and additional baggage allowance. 

  • Accelerated Mile Earnings: Earn higher miles on Etihad.com bookings, international transactions, and travel-related expenses, making the card especially valuable for frequent global travellers. 

  • Airport Lounge Access: Enjoy 8 domestic lounge visits per year and complimentary Priority Pass membership (lounge visit charges apply as per the latest PP program rules), enhancing comfort during travel. 

  • Global Acceptance: Use the card at millions of Visa-enabled outlets globally, ensuring seamless spending while travelling to Etihad destinations worldwide. 

  • Emergency Card Replacement: 24/7 assistance for immediate card replacement when travelling abroad, ensuring uninterrupted access to funds. 

  • Cash Withdrawals: Withdraw cash at over a million VISA ATMs worldwide for emergencies during international travel or transit. 

  • Flexipay Facility: Convert purchases of ₹2,500 or more into EMIs through sbicard.com within 30 days useful for travel bookings, upgrades, or high-value purchases. 

  • Add-on Cards: Provide supplementary cards to eligible family members above 18 years, allowing them to earn and redeem miles collectively. 

Rewards and Benefits 

Earning Etihad Guest Miles 

Accelerated Mile Categories: 

  • 3 Miles per ₹100 spent on Etihad.com flight bookings. 

  • 2 Miles per ₹100 on international spends. 

  • 1 Mile per ₹100 on domestic retail purchases. 

Welcome Miles: Earn 2,500 Etihad Guest Miles upon payment of the joining fee and first transaction. 

Tier Upgrade: Get Etihad Guest Silver Tier Status after first eligible transaction. 

Monthly Caps: Miles are awarded as per Etihad Guest program rules without specific monthly caps, ensuring continuous earning potential. 

Standard Rewards: 1 Mile per ₹100 spent on all other retail categories. 

Exclusions: No miles for: fuel transactions, cash advances, wallet loads, EMI conversions, and transactions specifically excluded by SBI Card or Etihad Guest. 

Redeeming Etihad Guest Miles 

Cardholders can redeem accumulated miles for: 

  • Flight Bookings: Redeem miles for Etihad Airways flights or over 20+ partner airlines worldwide. 

  • Flight Upgrades: Use miles to upgrade from Economy to Business or Business to First class. 

  • Hotels & Holidays: Redeem miles for hotel stays, vacation packages, and partner travel services. 

  • Shopping and Lifestyle Offers: Use miles on the Etihad Reward Shop for electronics, accessories, fashion, and more. 

  • Partner Redemptions: Redeem with global travel partners including car rentals, leisure experiences, and hospitality brands. 

Welcome Benefit 

  • Miles Credit: Receive 2,500 Etihad Guest Miles as a welcome reward. 

  • Tier Upgrade:  Unlock Etihad Guest Silver Tier status after your first transaction. 

  • Eligibility: Miles are credited after joining fee is paid and the first eligible transaction is completed. 

Milestone Benefits 

Annual Spend Rewards: 

  • Earn 5,000 bonus miles on achieving annual spends of ₹5 lakh. 

  • Receive a companion voucher on achieving spends of ₹10 lakh, offering savings on travel with Etihad. 

Annual Fee Reversal: Renewal fee is reversed upon achieving ₹3 lakh annual spends. 

Airport Lounge Access 

International Lounges 

  • Complimentary Priority Pass membership for the primary cardholder. 

  • Lounge visits are charged as per the latest Priority Pass rates. 

Domestic Lounges 

  • 8 complimentary domestic airport lounge visits per year (maximum 2 per quarter). 

Note: Complimentary visits are applicable only to primary cardholders. 

Fuel Surcharge Waiver 

  • 1% fuel surcharge waiver on transactions between ₹500 and ₹4,000. 

  • Savings capped as per billing cycle limits. 

  • Miles are not earned on fuel purchases. 

Visa Signature Privileges 

  • Exclusive offers at premium hotels, travel services, car rentals, airport services, and luxury programs. 

  • Global privileges designed for frequent travellers. 

Disclaimer: The card features, benefits, application process, and other details mentioned above are accurate at the time of writing but may change without prior notice. 


Important Note: 
As of recent updates, SBI Card has discontinued new issuances of the Etihad Guest SBI Card. The above steps are indicative of the earlier application process. Applicants should always verify the latest status and eligibility directly on the official SBI Card website before applying. 

Fees & Charges of Etihad Guest SBI Card

All applicable fees for this credit card
Fee TypeAmountDetails
Annual Fee₹1,499 + GSTOne-time charge when the card is first issued.
Renewal Fee₹1,499 + GSTCharged every year — fee can be reversed if cardholder's annual spends meet threshold.
Add-on Card Fee₹0No extra charge for supplementary/add-on cards.

Eligibility Criteria for Etihad Guest SBI Card

Requirements to apply for this card
CriteriaDetails
Age
Minimum 21 years, Maximum 65 years
Nationality
Indian resident or Non-Resident Indian (NRI)
Occupation
Salaried or self‑employed individuals with a stable income
Medical Registration
Valid registration with the State Medical Council or the Medical Council of India
Income Requirement
Stable income source and a good credit history/score recommended for approval (credit‑score of ~700+ often cited)
Credit Score
700 or above recommended for better approval chances

Required Documents

Documents needed for application
Document TypeDetails
Identity ProofPAN Card (mandatory), Aadhaar Card, Passport, Driving Licence, Voter ID, or any valid government-issued photo identification
Address ProofAadhaar Card (with first 8 digits masked), Passport, Driving Licence, Utility Bill (not more than 3 months old), Ration Card, or any valid government-issued address proof
Income ProofLatest salary slips (not more than 3 months old), Form 16, last 3-6 months' bank statement, Income Tax Returns (ITR) with computation of income, or other relevant documents as per bank policy

How To Apply for Etihad Guest SBI Card

Follow these simple steps to apply for this card
1

Check Availability: Visit the official SBI Card website and search for the Etihad Guest SBI Card to confirm whether applications are currently open.

2

Start the Application (If Available): If listed, click on the 'Apply Now' option and proceed to the online application form.

3

Enter Required Details: Fill in your personal, contact, and financial information accurately to avoid delays in processing.

4

Upload Supporting Documents: Submit the necessary documents, including identity proof (PAN), address proof (Aadhaar, Passport, or accepted alternatives), and income proof such as salary slips, bank statements, or ITR.

5

Application Review and Delivery: Upon successful verification and approval, the card is dispatched to your registered address. Important Note: As of recent updates, SBI Card has discontinued new issuances of the Etihad Guest SBI Card.

How To Use the Etihad Guest SBI Card

Tips to maximize your card benefits
Usage TipsDetails
Maximise Enhanced Rewards
Prioritise booking flights on Etihad.com or with partner airlines to earn up to 3 Etihad Guest Miles per ₹100, achieving the highest reward rate.
Activate Welcome Bonus
Ensure 2,500 Etihad Guest Miles are credited after joining fee payment and the first transaction to jump-start your rewards.
Target Milestone Spending
Plan spending to achieve ₹5 lakh annual spends to earn 5,000 bonus miles or reach ₹10 lakh to receive a companion voucher.
Use Lounge Access
Activate your Priority Pass membership and plan visits to international and domestic lounges during travel for maximum comfort.
Monitor Mile Accumulation
Track miles earned from flight bookings, international spends, and other eligible categories to optimise redemptions for flights, upgrades, or hotel bookings.
Optimise International Spending
Make international purchases on the card to earn 2 Miles per ₹100, maximising travel-related rewards.
Redeem Miles Wisely
Use accumulated miles for Etihad flights, upgrades, hotels, and partner services to get maximum value per mile.

Things To Know

Important information about this card
  • Ensure you are a resident of India and meet the income criteria for card eligibility.
  • Welcome bonus and milestone rewards are credited after meeting required spend thresholds.
  • Priority Pass lounge access is available only for the primary cardholder.
  • Miles are not earned on fuel transactions, wallet loads, EMI conversions, or cash advances.
  • Annual fee can be reversed on meeting spending criteria (as per SBI Card rules).

The Etihad Guest SBI Card is designed for users who want to maximize their credit card benefits effectively.

Do's

  • Use the card for Etihad.com flight bookings, international spends, and travel-related purchases to maximise miles.
  • Pay the credit card bill on time to prevent extra charges.
  • Track Etihad Guest Miles frequently and redeem them for flights, upgrades, or hotel bookings before expiry.
  • Use Priority Pass and domestic lounge access during travel for comfort and convenience.
  • Plan annual spending to make use of milestone benefits.
  • Keep the card safe and report any loss immediately.
  • Maintain updated contact and Etihad Guest account details for smooth reward credit.

Don't

  • Avoid spending more than you can repay, as this may create debt.
  • Do not skip the minimum due amount, as penalties may apply.
  • Ignore transaction alerts, as they may help identify unusual activity.
  • Share the card number, PIN, or CVV with anyone.
  • Use cash advances unless it is absolutely necessary.
  • Forget to track CV Points expiry dates.
  • Overlook milestone spending levels that may offer extra rewards.

Disclaimer: The information provided on this page has been gathered from various reliable sources and is intended solely for general informational purposes. As details may change over time, we do not guarantee the accuracy or completeness of the content. Users are advised to verify the information with official or relevant sources before making any decisions or taking action.

FAQs on Etihad Guest SBI Card

Common questions about this credit card