Premium rewards for your everyday payments.
Earn enhanced reward points on travel, movies, Paytm Mall & more
4 domestic lounge visits per year + Priority Pass Membership
₹750 cashback + Complimentary Paytm First Membership
Enter your details to get started
| Benefit | Details |
|---|---|
| Enhanced Paytm Rewards | Earn accelerated reward points on transactions made through the Paytm app, including travel bookings, movie tickets, Paytm Mall shopping, and utility bill payments. |
| Welcome Benefits | Receive ₹750 cashback along with complimentary Paytm First Membership upon first successful retail transaction on the card. |
| Airport Lounge Access | Enjoy 4 complimentary domestic airport lounge visits per year (1 per quarter) plus a complimentary Priority Pass Membership for 2 years providing access to international lounges. |
| Milestone Benefits | Receive ₹2,000 voucher on annual spends of ₹4 lakh and an additional ₹4,000 voucher on annual spends of ₹6 lakh. |
| Fuel Surcharge Waiver | 1% fuel surcharge waiver on transactions between ₹500 and ₹4,000, with a maximum benefit of ₹250 per statement cycle. |
| Attribute | Classification |
|---|---|
| Issuer / Provider | SBI Card & Payment Services Ltd. (in partnership with Paytm) |
| Bank / Non-bank | Bank-affiliated |
| Category | Travel / Premium Rewards |
| Type of Card | Visa |
| Free or Paid | ₹1,499 Annually (waived on annual spends of ₹2,00,000) |
The Paytm SBI Card SELECT is best suited for users who rely heavily on the Paytm ecosystem for travel, entertainment, online shopping, and digital payments. With enhanced rewards and premium travel perks, it offers strong value for those seeking a convenient digital experience along with lifestyle benefits like airport lounge access and exclusive memberships.
Global Acceptance: Cardholders can use the Paytm SBI Card SELECT at over 24 million outlets worldwide, including more than 325,000 outlets across India, providing extensive acceptance for both domestic and international transactions across diverse merchant categories.
Add-on Cards: Family members above 18 years of age, including spouse, children, parents, or siblings, can be issued supplementary cards, enabling them to share the benefits of the primary card whilst maintaining individual spending control and earning reward points collectively.
Utility Bill Payments: The Easy Bill Pay facility allows cardholders to settle electricity, telephone, mobile, DTH, broadband, and other utility bills conveniently through the card, streamlining monthly payment obligations and earning reward points on eligible transactions.
Balance Transfer on EMI: Outstanding balances from other banks' credit cards can be transferred to the Paytm SBI Card SELECT at competitive interest rates and repaid in easy EMIs, providing financial flexibility, potential interest savings, and debt consolidation opportunities.
Flexipay: Purchases of ₹2,500 or more can be converted into easy monthly instalments within 30 days of the transaction date, helping cardholders manage large expenses more efficiently.
Enhanced Travel & Entertainment: Cardholders earn accelerated reward points on travel bookings and movie ticket purchases made through the Paytm app.
Paytm Mall Shopping: Purchases made on Paytm Mall using the Paytm SBI Card SELECT earn enhanced reward points, providing additional value when shopping on the platform for various products across multiple categories including electronics, fashion, home appliances, and lifestyle products.
Recharges & Bill Payments: Mobile recharges, DTH recharges, broadband payments, and utility bill payments made through the Paytm app earn reward points, turning routine monthly expenses into opportunities for rewards accumulation throughout the year.
Paytm Gift Vouchers: Accumulated reward points are automatically converted into Paytm Gift Vouchers at the end of each billing cycle, which are added to the cardholder's Paytm Wallet, providing a seamless rewards experience without manual intervention.
Paytm Wallet Balance: The gift voucher balance in the Paytm Wallet can be used for subsequent purchases made through the Paytm app, including shopping, travel bookings, movie tickets, utility bill payments, and more.
Enhanced Cashback: Upon the first successful retail transaction using the Paytm SBI Card SELECT, cardholders receive ₹750 cashback directly to their Paytm Wallet.
Paytm First Membership: New cardholders also receive a complimentary Paytm First Membership, providing access to exclusive deals, priority customer support, and premium offers across various categories.
Exclusive Privileges: Paytm First Membership provides access to curated deals and offers across various categories including food delivery, travel bookings, fashion and lifestyle shopping, entertainment subscriptions, and wellness services, significantly enhancing the overall value proposition.
₹4 Lakh Annual Spend: Reaching annual spends of ₹4,00,000 rewards cardholders with a ₹2,000 voucher that can be used for various purchases on the Paytm platform, providing substantial value for consistent high spenders.
₹6 Lakh Annual Spend: Cardholders who achieve annual spends of ₹6,00,000 receive an additional ₹4,000 voucher, bringing the total milestone rewards to ₹6,000 plus the continued Paytm First Membership benefits.
Domestic Lounge Access: The Paytm SBI Card SELECT provides 4 complimentary domestic airport lounge visits per year, with a maximum of 1 visit allowed per quarter, ensuring a comfortable and relaxing pre-flight experience at airports across India.
Priority Pass Membership: Cardholders receive a complimentary Priority Pass Membership valid for 2 years from the card issuance date.
International Travel Comfort: The Priority Pass Membership enables cardholders to access premium airport lounges when travelling internationally.
Enhanced 1% Waiver: Cardholders receive a 1% fuel surcharge waiver on transactions between ₹500 and ₹4,000 at petrol pumps across India, helping to save on fuel expenses which form a significant part of monthly budgets for vehicle owners.
Enhanced Insurance Coverage: The Paytm SBI Card SELECT comes with complimentary cyber fraud insurance coverage of ₹2,00,000.
Disclaimer: The card features, benefits, application process, and other details mentioned above are accurate at the time of writing but may change without prior notice.
| Fee Type | Amount | Details |
|---|---|---|
| Joining Fee | ₹1,499 + GST | One-time charge when the card is issued for the first time. |
| Annual Fee | ₹1,499 + GST | Charged every year from the second year onwards. Annual fee is waived on annual spends of ₹2,00,000 or more. |
| Add-on Card Fee | ₹0 | No charge for supplementary cards issued to family members above 18 years of age. |
| Criteria | Details |
|---|---|
Age (Primary Cardholder) | Minimum 21 years |
Age (Add-on Cardholder) | Minimum 18 years |
Occupation | Salaried / Self-Employed |
Income Requirement | No specific minimum income requirement is publicly specified; it differs among individuals and depends on the card type. |
Residency | Must be a resident of India with a permanent residential address |
Credit Score | A credit score of 700 or above is generally recommended for approval of this premium card |
Paytm Account | Active Paytm account with substantial transaction history preferred, as the card is primarily offered to high-value existing Paytm users |
Other Criteria | Regular source of income, excellent credit history, valid PAN card, valid Aadhaar card or any government-issued address proof, demonstrated ability to manage premium credit products |
| Document Type | Details |
|---|---|
| Identity Proof | PAN Card (mandatory for all credit card applications in India as per regulatory requirements) |
| Address Proof | Aadhaar Card (with first 8 digits masked for privacy) or any valid government-issued address proof such as Voter ID, Passport, Driving Licence, or recent utility bills with cardholder's name and address |
| Income Proof | Salary slips (latest 2-3 months), Form 16, Income Tax Return (ITR) for the last 2 years, bank statements (latest 3-6 months), or other relevant documents as per bank policy, applicant profile, and employment type |
| Photograph | Recent passport-size colour photograph with white background meeting standard specifications |
Click on Apply Now: Hit the 'Apply Now' button to start your application.
Fill in Your Detail: Enter your personal, contact, and financial details in the application form.
Upload Required Documents: Upload your PAN Card, Aadhaar/Address Proof, and Income Proof.
Submit Your Application: Review all the details and click Submit.
Approval & Card Delivery: Once approved, your Paytm SBI Card SELECT will be delivered to your registered address.
| Usage Tips | Details |
|---|---|
Maximise Paytm Transactions | Focus spending on the Paytm platform for travel bookings, movie tickets, Paytm Mall shopping, and bill payments to earn maximum reward points and leverage the card's accelerated earning rates and core benefits. |
Track Reward Points | Regularly monitor accumulated reward points through the Paytm app or SBI Card mobile app, and check the Paytm Wallet balance to see credited gift vouchers at the end of each billing cycle for effective rewards management. |
Leverage Lounge Access | Plan travel to utilise the 4 complimentary domestic lounge visits (1 per quarter) and the Priority Pass Membership for international lounges, enhancing the travel experience and maximising the card's premium benefits. |
Target Milestone Spends | Strategically plan purchases to reach the ₹2 lakh, ₹4 lakh, and ₹6 lakh annual spending milestones to unlock valuable vouchers and Paytm First Membership renewal, significantly increasing the card's overall value proposition. |
Enable Transaction Alerts | Set up transaction alerts via SMS and email to stay informed about spending, reward accumulation, payment due dates, and any suspicious activity on the card for enhanced security and financial awareness. |
Plan Large Purchases | For significant purchases exceeding ₹2,500, consider converting them to EMIs through Flexipay to manage cash flow better, whilst being mindful of the interest charges and processing fees applicable on EMI conversions. |
Fuel Savings | When purchasing fuel, ensure transactions are between ₹500 and ₹4,000 to qualify for the 1% fuel surcharge waiver, maximising the enhanced benefit of up to ₹250 per statement cycle for optimal savings. |
The Paytm SBI Card SELECT is designed for users who want to maximize their credit card benefits effectively.
Disclaimer: The information provided on this page has been gathered from various reliable sources and is intended solely for general informational purposes. As details may change over time, we do not guarantee the accuracy or completeness of the content. Users are advised to verify the information with official or relevant sources before making any decisions or taking action.