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SBI SimplyCLICK Credit Card

SBI SimplyCLICK Credit Card

The smart rewards card for online shoppers

Fuel

1% on ₹500-₹3,000 transactions

Reward Points

10X on select partners, 5X on other online spends, 1X on offline spends

Welcome Benefits

₹500 Amazon voucher

Check Your Eligibility for This Card

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Key Highlights

Important benefits and features of this credit card
BenefitDetails
Exclusive Online RewardsEarn 10X reward points on online spends with exclusive partners.
Welcome GiftReceive a ₹500 Amazon gift voucher upon payment of the joining fee.
Milestone BenefitsGet e-vouchers worth ₹2,000 from ClearTrip/Yatra on annual spends of ₹1 lakh and ₹2 lakh, respectively.
Low Annual FeeAnnual fee of ₹499 + GST, waived on annual spends of ₹1 lakh or more.
Fuel Surcharge Waiver1% fuel surcharge waiver on transactions between ₹500 and ₹3,000, with a maximum benefit of ₹100 per month.

Categorisation

Card classification and attributes
AttributeClassification
Issuer / ProviderSBI Card & Payment Services Ltd.
Bank / Non-bankBank-affiliated
CategoryShopping / Online Rewards
Type of CardVisa
Free or Paid₹499 Annually (waived on spends of over ₹1L)

What This Card Is Best For

The SBI SimplyCLICK Credit Card is one of the best choices for people who love shopping online. Designed especially for online shoppers, this card offers exciting rewards and cashbacks on popular e-commerce platforms like Apollo 24x7, BookMyShow, Cleartrip, Dominos, IGP, Myntra, Netmeds, Yatra and more.

Overview

  • Global Acceptance: Use your card at over 24 million outlets worldwide, including 325,000 in India, making it versatile for both domestic and international purchases.

  • Add-on Cards: Empower your family by providing supplementary cards to members above 18 years, allowing shared benefits.

  • Cash Withdrawals: Access cash from over 1 million Visa or MasterCard ATMs globally, ensuring liquidity when needed.

  • Utility Bill Payments: Settle electricity, mobile, and other utility bills conveniently using the Easy Bill Pay facility.

  • Balance Transfer on EMI: Transfer outstanding balances from other banks at lower interest rates and repay in easy EMIs, providing financial flexibility.

  • Flexipay: Convert purchases of ₹2,500 or more into easy monthly installments within 30 days, helping manage expenses efficiently.

Rewards and Benefits

Earning Cash Rewards

  • 10X Reward Points: Earn 10X reward points on online spends with exclusive partners:

    • Apollo 24x7

    • BookMyShow

    • Cleartrip

    • Dominos

    • IGP

    • Myntra

    • Netmeds

    • Yatra

  • 5X Reward Points: Accumulate 5X reward points on all other online purchases.

  • 1X Reward Point: Earn 1 reward point per ₹100 on offline spends.

Note: The 5X and 10X reward points are capped at 10,000 points per calendar month. After reaching the cap, standard reward points will accrue.

Redeeming Cash Rewards

Redeem accumulated reward points for a variety of options, including:

  • Gift Vouchers: Exchange points for vouchers from partner brands.

  • Airline Miles: Convert points to frequent flyer miles with select airlines.

  • Statement Credit: Apply points towards your credit card statement balance.

Note: Redemption options and values may vary; it's advisable to check the latest catalog for available choices.

Generous Welcome Bonus

  • Amazon Gift Voucher: Receive a ₹500 Amazon.in gift voucher upon payment of the annual fee.

  • Voucher Validity: The voucher is valid for 12 months from the date of issue.

Milestone Benefits

  • Annual Spend of ₹1 Lakh: Receive a ₹2,000 e-voucher from Cleartrip or Yatra.

  • Annual Spend of ₹2 Lakh: Receive an additional ₹2,000 e-voucher from Cleartrip or Yatra.

Note: E-voucher details will be sent via SMS to your registered mobile number.

Fuel Surcharge Waiver

  • 1% Waiver: Get a 1% fuel surcharge waiver on transactions between ₹500 and ₹3,000 at fuel stations across India.

  • Maximum Benefit: The maximum waiver is ₹100 per statement cycle.

    Disclaimer: The card features, benefits, application process, and other details mentioned above are accurate at the time of writing but may change without prior notice.

Fees & Charges of SBI SimplyCLICK Credit Card

All applicable fees for this credit card
Fee TypeAmountDetails
Joining Fee₹499 + GSTOne-time charge when the card is issued.
Annual Fee₹499 + GSTCharged every year. Waived if annual spends are ₹1,00,000 or more.
Add-on Card Fee₹0No charge for supplementary cards for family members.
Fuel Surcharge1% on transactions between ₹500-₹3,000Maximum benefit of ₹100 per month at fuel stations.

Eligibility Criteria for SBI SimplyCLICK Credit Card

Requirements to apply for this card
CriteriaDetails
Age (Salaried Individuals)
Minimum 21 years
Age (Self-Employed Individuals)
Minimum 25 years
Age (Retired Pensioners)
Above 40 years
Maximum Age
Up to 70 years
Occupation
Salaried / Self-Employed
Other Criteria
Regular source of income, good credit score, valid PAN card, valid Aadhaar card or any government-issued address proof

Required Documents

Documents needed for application
Document TypeDetails
Identity ProofPAN Card
Address ProofAadhaar Card (with first 8 digits masked) or any valid government-issued address proof
Income ProofSalary slip, Income Tax Return (ITR), or other relevant documents as per bank policy

How To Apply for SBI SimplyCLICK Credit Card

Follow these simple steps to apply for this card
1

Click on Apply Now: Hit the 'Apply Now' button to start your application.

2

Fill in Your Detail: Enter your personal, contact, and financial details in the application form.

3

Upload Required Documents: Upload your PAN Card, Aadhaar/Address Proof, and Income Proof.

4

Submit Your Application: Review all the details and click Submit.

5

Approval & Card Delivery: Once approved, your SBI SimplyCLICK Credit Card will be delivered to your registered address.

How To Use the SBI SimplyCLICK Credit Card

Tips to maximize your card benefits
Usage TipsDetails
Maximise Rewards
Use the card for online shopping with partners like Myntra, BookMyShow, and Cleartrip to earn 10X reward points.
Redeem Reward Points
Redeem accumulated points for e-gift vouchers from partner brands through the Rewards Catalogue.
Pay Utility Bills
Utilise the Easy Bill Pay facility to pay for electricity, telephone, mobile, and other utility bills.
Track Spending
Monitor your spending and reward points through the SBI Card mobile app or online portal.
Set Up Alerts
Enable transaction alerts to stay informed about your spending and reward accumulation.

Things To Know

Important information about this card
  • Ensure you meet the eligibility criteria: minimum age, income, and valid identity/address proofs.
  • Check your credit score before applying; a good score increases approval chances.
  • Understand the annual fee and other basic charges.
  • Familiarise yourself with the reward points structure, welcome gifts, and milestone benefits.
  • Know the payment due dates to avoid late fees and interest charges.
  • Be aware of fuel surcharge waivers and other transaction-based benefits.

The SBI SimplyCLICK Credit Card is designed for users who want to maximize their credit card benefits effectively.

Do's

  • Use the card for online purchases to maximise 10X reward points. Pay your credit card bill on time to avoid interest. Track your reward points and redeem them. Opt for Flexipay or EMI on high-value purchases if needed. Keep your card in a safe place and use contactless payments when possible.

Don't

  • Avoid overspending beyond your repayment capacity. Do not miss the minimum payment. Ignore transaction alerts; they help prevent fraud. Share card details with untrusted sources. Use the card for cash advances unless necessary.

Disclaimer: The information provided on this page has been gathered from various reliable sources and is intended solely for general informational purposes. As details may change over time, we do not guarantee the accuracy or completeness of the content. Users are advised to verify the information with official or relevant sources before making any decisions or taking action.

FAQs on SBI SimplyCLICK Credit Card

Common questions about this credit card

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