Experience premium rewards and exclusive privileges with every swipe
Earn 5 Reward Points for every ₹150 spent
4 complimentary domestic lounge visits per year
Annual fee waived on ₹1.5 lakh spends
Enter your details to get started
| Benefit | Details |
|---|---|
| Welcome Bonus Reward Points | Earn up to 2,500 Bonus Reward Points on meeting spending milestones within the first 90 days |
| Accelerated Rewards on Dining & Shopping | Earn 10 Reward Points for every ₹150 spent on dining and department store purchases |
| Base Rewards Rate | Earn 5 Reward Points for every ₹150 spent on all eligible retail transactions |
| Complimentary Lounge Access | Enjoy 4 complimentary domestic airport lounge visits per year |
| Milestone Benefits | Earn bonus reward points on achieving annual spending milestones |
| Fuel Surcharge Waiver | Save 1% on fuel surcharges at petrol pumps across India (up to ₹250 per billing cycle) |
| Movie Ticket Offers | Get special discounts on movie tickets through BookMyShow and partner platforms |
| Interest-Free Period | Enjoy up to 50 days of interest-free credit on purchases from the date of transaction |
| 360° Rewards Platform | Redeem points for merchandise, gift vouchers, travel bookings, and statement credit |
| Annual Fee Waiver | Annual fee waived on spending ₹1.5 lakh within 12 months of card setup or renewal |
| Attribute | Classification |
|---|---|
| Issuer / Provider | Standard Chartered Bank |
| Bank / Non-bank | Bank-affiliated |
| Category | Lifestyle / Rewards |
| Type of Card | Visa/Mastercard Credit Card (Premium Rewards) |
| Free or Paid | ₹999 + GST Annually (waived on spends of ₹1.5 lakh) |
The Standard Chartered Manhattan Platinum Credit Card is designed for urban professionals and lifestyle enthusiasts who seek premium rewards on everyday spending categories. As a comprehensive rewards credit card, it offers exceptional value through accelerated earning on dining and shopping, complimentary airport lounge access, and exclusive lifestyle privileges. Whether you're dining at your favourite restaurant, shopping at premium department stores, or managing daily expenses, every transaction earns you valuable reward points that can be redeemed for a wide range of options including merchandise, vouchers, and travel bookings.
Comprehensive Rewards Programme: The card operates on Standard Chartered's 360° Rewards platform, allowing you to earn reward points on retail transactions that can be redeemed for merchandise, gift vouchers, travel bookings, and cashback through the rewards catalogue.
Accelerated Rewards on Key Categories: Earn double the rewards (10 Reward Points per ₹150) when you spend on dining and department store purchases, making it highly rewarding for lifestyle spending.
Welcome Bonus Structure: New cardholders can earn up to 2,500 Bonus Reward Points by meeting spending thresholds within the first 90 days - attractive bonuses for achieving specified spending milestones help you accumulate rewards faster.
Airport Lounge Comfort: Access domestic airport lounges across India with 4 complimentary visits per year. Simply present your card and boarding pass for entry at participating lounges.
Milestone Incentives: Earn additional bonus reward points when you achieve annual spending milestones, rewarding your loyalty and consistent card usage.
Fuel Savings: Enjoy 1% fuel surcharge waiver on transactions between ₹400 to ₹5,000 at petrol pumps nationwide, with a maximum benefit of ₹250 per billing cycle.
Entertainment Benefits: Access exclusive movie ticket offers and discounts through BookMyShow and other entertainment partners, making your leisure time more affordable.
Fee Waiver Opportunity: The ₹999 annual fee for the next year can be completely waived by spending ₹1.5 lakh within 12 months of card setup or renewal date, making it effectively free for regular users.
Wide Acceptance: Being a Visa/Mastercard, it's accepted at millions of merchant locations worldwide, both online and offline, ensuring you can earn reward points wherever you shop.
Interest-Free Credit: Take advantage of up to 50 days of interest-free credit period on your purchases, giving you flexibility in managing your cash flow.
This card is particularly valuable for individuals who frequently dine out, shop at premium stores, and want to consolidate their spending to earn rewards that translate into tangible lifestyle benefits.
5 Reward Points on Retail Spends
Earn 5 Reward Points for every ₹150 spent on all eligible retail transactions
Applicable across categories including shopping, groceries, and utility bills
Minimum transaction of ₹150 required to earn Reward Points
10 Reward Points on Dining & Department Stores
Earn double rewards (10 Reward Points per ₹150) on dining establishments and department store purchases
Accelerated earning makes lifestyle spending significantly more rewarding
Applicable at all participating merchant locations
Welcome Bonus Reward Points
Earn up to 2,500 Bonus Reward Points on meeting spending thresholds within the first 90 days of card setup
Bonus points credited after meeting specified spending criteria
Helps you kickstart your rewards journey
Annual Spending Milestone Rewards
Earn bonus reward points on achieving annual spending milestones
Additional incentives for consistent card usage throughout the year
Milestone rewards credited automatically upon achievement
Annual Renewal Rewards
Earn bonus reward points on renewal fee payment
Continued rewards for maintaining your card membership
Note: Rewards are only provided if the renewal fee is paid (not available with fee waiver)
Complimentary Domestic Lounge Access
4 complimentary visits per year to domestic airport lounges across India
Access available through Visa/Mastercard lounge network
Present your Standard Chartered Manhattan Platinum Credit Card along with boarding pass for entry
Lounges may charge a nominal validation fee depending on the network programme
Fuel Surcharge Waiver
1% fuel surcharge waiver on transactions at all petrol pumps across India
Applicable on transactions between ₹400 and ₹5,000
Maximum waiver of ₹250 per billing cycle
Note: Reward Points are not earned on fuel transactions
Movie Ticket Offers
Exclusive discounts on movie tickets through BookMyShow
Special offers at partner cinema chains
Additional benefits on entertainment and leisure spending
Gift Vouchers & Merchandise
Redeem Reward Points for gift vouchers from leading brands
Wide selection of merchandise across categories
Access to Standard Chartered's 360° Rewards catalogue
Travel Bookings
Use Reward Points to book flights and hotels
Flexible redemption options across travel categories
Combine with special offers for maximum value
Statement Credit
Convert Reward Points into a statement credit
Direct adjustment against your outstanding balance
Convenient option for reducing your credit card bill
Reward Points earned remain valid in your rewards account
Typically valid for 2-3 years from the date of credit
Regular card activity helps maintain the rewards balance
Up to 50 Days: Enjoy up to 50 days of interest-free credit on purchases from the date of transaction, subject to full payment by the due date.
Flexible Payment Option: If you don't pay the full amount by the due date, the remaining balance is carried forward as revolving credit with applicable interest charges.
Reward Points are not earned on the following transactions:
Fuel purchases
Cash advances
Cash withdrawals at ATMs
Card fees and charges
EMI transactions
E-wallet loading transactions
Transactions converted to Easy Payment Plans
Railway ticket purchases
Insurance transactions (subject to limits)
Disclaimer: The card features, benefits, application process, and other details mentioned above are accurate at the time of writing but may change without prior notice.
| Fee Type | Amount | Details |
|---|---|---|
| Joining Fee | ₹999 + GST (~₹1,179) | One-time charge when the card is issued |
| Annual Fee | ₹999 + GST (~₹1,179) | Charged every year. Waived if annual spends are ₹1.5 lakh or more within 12 months of card setup or renewal date |
| Interest Rate (APR) | 3.5% per month (42% annually) | Applicable on outstanding balances not paid by the due date |
| Foreign Currency Markup | 3.5% + GST (~4.13%) | Applicable on all international transactions and foreign currency spends |
| Cash Advance Fee | 2.5% or ₹500 (whichever is higher) | Applicable on all cash withdrawals from ATMs |
| Cash Advance Limit | Up to 40% of credit limit | Maximum amount available for cash withdrawal |
| Overlimit Penalty | 2.5% of overlimit amount (minimum ₹500) | Charged when spending exceeds the assigned credit limit |
| Payment Return Charges | 2% of payment amount (minimum ₹450) | Charged when payment cheque/instrument is returned or dishonoured |
| Cash Processing Fee | ₹100 | Applicable for card payments made at bank branches or ATMs |
| Duplicate Physical Statement | ₹25 per statement | Charged for requesting duplicate physical credit card statements |
| Late Payment Charges | As per bank policy | Applicable if the minimum amount due is not paid by the due date |
| Criteria | Details |
|---|---|
Age | Primary cardholder should be between 21 and 65 years of age |
Citizenship | Must be a Resident Indian |
Credit Score | Good CIBIL score (ideally 750-900) recommended for approval |
Income | Stable source of income - salaried or self-employed individuals |
Employment | Salaried employees or self-employed professionals/businesspersons |
Existing Relationship | Can be applied by both existing and new Standard Chartered Bank customers |
| Document Type | Details |
|---|---|
| Identity Proof | Any one of the following: Aadhaar Card, PAN Card, Passport, Driving Licence, Voter ID Card |
| Address/Residence Proof | Any one of the following: Aadhaar Card, Passport, Driving Licence, Voter ID Card, Recent Utility Bill (electricity/telephone/gas) not older than 3 months |
| Income Proof | Latest salary slips (last 2-3 months) / Bank statements (last 3-6 months) / Form 16 / ITR copy with computation of income |
| PAN Card | Mandatory for all credit card applications as per RBI guidelines |
| Passport-size Photograph | Recent colour photograph |
Step 1: Click on Apply Now: Hit the 'Apply Now' button to start your application.
Step 2: Fill in Your Details: Enter your personal information, including name, date of birth, contact details, employment information, and financial details in the application form.
Step 3: Upload Required Documents: Upload scanned copies of your PAN Card, Aadhaar/Address Proof, Income Proof, and a recent photograph.
Step 4: Submit Your Application: Carefully review all the details you've entered for accuracy and click the Submit button.
Step 5: Approval & Card Delivery: Once your application is approved after verification, your Standard Chartered Manhattan Platinum Credit Card will be dispatched to your registered address within 7-10 working days.
| Usage Tips | Details |
|---|---|
Set Up Credit Card PIN | Set a 4-digit PIN for card security by calling Standard Chartered customer care or through Online Banking. Always required for ATM and POS transactions |
Register for 360° Rewards | Ensure your card is linked to Standard Chartered's 360° Rewards programme to track and redeem your reward points |
Maximise Dining & Shopping Rewards | Use the card at restaurants and department stores to earn 10 Reward Points per ₹150 instead of the standard 5 Reward Points |
Meet Annual Spend Targets | Spend ₹1.5 lakh annually to get next year's fee waived and unlock milestone benefits |
Maximise Welcome Benefits | Meet the spending thresholds within the first 90 days to earn the full welcome bonus reward points |
Track Lounge Visits | Monitor your lounge usage to make the most of your 4 annual complimentary visits |
Use for Fuel Smartly | Fill up between ₹400-₹5,000 per transaction to get 1% fuel surcharge waiver (up to ₹250/month) |
Check Rewards Balance | Log in to Standard Chartered Online Banking regularly to track your earned Reward Points and plan redemptions |
Pay Bills on Time | Always pay at least the minimum amount due by the due date to avoid late fees and maintain a good credit score |
Use for Retail Purchases | Use the card for all eligible retail transactions of ₹150 or more to consistently earn Reward Points |
Explore Entertainment Offers | Check for movie ticket discounts and entertainment offers available through the card |
Plan Redemptions Strategically | Browse the 360° Rewards catalogue regularly to find the best redemption options for your points |
The Standard Chartered Manhattan Platinum Credit Card is designed for users who want to maximize their credit card benefits effectively.
Disclaimer: The information provided on this page has been gathered from various reliable sources and is intended solely for general informational purposes. As details may change over time, we do not guarantee the accuracy or completeness of the content. Users are advised to verify the information with official or relevant sources before making any decisions or taking action.
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