Amazon Pay ICICI Credit Card Vs. Flipkart Axis Bank Credit Card

Amazon Pay ICICI Credit Card

Amazon Pay ICICI Credit Card

Flipkart Axis Bank Credit Card

Flipkart Axis Bank Credit Card

Comparison of Amazon Pay ICICI Credit Card and Flipkart Axis Bank Credit Card

Feature	Amazon Pay ICICI Credit Card	Flipkart Axis Bank Credit Card
Annual Fee	₹0	₹500 + GST
Joining Fee	₹0	₹500 + GST
Welcome Benefits	Amazon Pay ICICI Credit Card is entirely free for life. There are no hidden charges for card issuance or annual maintenance,	₹350 worth of activation benefits make the first-year fee virtually negligible.
Interest Rate (APR)	N/A	N/A
Foreign Currency Markup	N/A	N/A
Key Highlights	•Prime Member Rewards •Partner Merchant Cashback •Lifetime Free Card •Fuel Surcharge Waiver •Culinary Treats Programme	•High Cashback on Partner Platforms •Welcome Benefits •Quarterly Cashback Caps •Annual Fee Structure •Fuel Surcharge Waiver
Dos	Use the card for Amazon purchases to maximise 5% or 3% cashback Pay the credit card bill on time to maintain a good credit score Utilise Amazon Pay at partner merchants to earn 2% cashback Set up auto-debit for bill payments to avoid late fees Keep the card secure and use contactless payments when possible	Use the card on eligible merchants like Flipkart, Myntra, Swiggy, Uber and other preferred partners to maximise cashback. Track quarterly cashback caps to plan high-value purchases within the eligible limits. Use the card for regular online and offline purchases to earn base cashback wherever applicable. Take advantage of available dining and lifestyle offers when provided by partner platforms. Keep track of your annual spending if you aim for fee waivers or want to maximise value.
Don'ts	Avoid overspending beyond repayment capacity Do not miss even the minimum payment due Ignore transaction alerts; they help detect fraudulent activity Share card details or OTPs with untrusted sources Use the card for cash advances unless absolutely necessary	Do not expect cashback on excluded categories such as fuels, wallet reloads, and bill payments. Avoid converting purchases into EMIs if you want cashback, since EMI transactions generally do not earn cashback. Do not use the card for ATM cash withdrawals unless necessary, as they may involve separate charges and no cashback benefits. Don't expect fuel transactions to provide cashback, as they are excluded from the benefits. Do not assume that all transaction categories will earn cashback, as many categories are specifically excluded.

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