SBI SimplyCLICK Credit Card Vs. SBI SimplySAVE UPI RuPay Credit Card

SBI SimplyCLICK Credit Card

SBI SimplyCLICK Credit Card

SBI SimplySAVE UPI RuPay Credit Card

SBI SimplySAVE UPI RuPay Credit Card

Comparison of SBI SimplyCLICK Credit Card and SBI SimplySAVE UPI RuPay Credit Card

Feature	SBI SimplyCLICK Credit Card	SBI SimplySAVE UPI RuPay Credit Card
Annual Fee	₹499 + GST (waived on ₹1 lakh spends)	₹499 + GST
Joining Fee	₹499	₹499 + GST
Welcome Benefits	₹500 Amazon voucher	2000 bonus points on ₹2,000 spend within 60 days
Interest Rate (APR)	N/A	N/A
Foreign Currency Markup	N/A	N/A
Key Highlights	•Exclusive Online Rewards •Welcome Gift •Milestone Benefits •Low Annual Fee •Fuel Surcharge Waiver	•Exclusive Rewards on Everyday Spends •Welcome Bonus •UPI-Enabled Payments •Low Annual Fee •Fuel Surcharge Waiver
Dos	Use the card for online purchases to maximise 10X reward points Pay your credit card bill on time to avoid interest Track your reward points and redeem them Opt for Flexipay or EMI on high-value purchases if needed Keep your card in a safe place and use contactless payments when possible	Use the card for online purchases to maximise reward points Pay your credit card bill on time to avoid interest Track your reward points and redeem them Opt for Flexipay or EMI on high-value purchases if needed Keep your card in a safe place and use contactless payments when possible
Don'ts	Avoid overspending beyond your repayment capacity Do not miss the minimum payment Ignore transaction alerts; they help prevent fraud Share card details with untrusted sources Use the card for cash advances unless necessary	Avoid overspending beyond your repayment capacity Do not miss the minimum payment Ignore transaction alerts; they help prevent fraud Share card details with untrusted sources Use the card for cash advances unless necessary

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