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Axis Bank Vistara Credit Card Vs. Club Vistara SBI Card PRIME

Axis Bank Vistara Credit Card

Axis Bank Vistara Credit Card

Club Vistara SBI Card PRIME

Club Vistara SBI Card PRIME

Comparison of Axis Bank Vistara Credit Card and Club Vistara SBI Card PRIME

Feature
Axis Bank Vistara Credit Card
Club Vistara SBI Card PRIME
Annual Fee
₹1,500 + GST (approx. ₹1,770)
₹2,999 + GST
Joining Fee
₹1,500 + GST (approx. ₹1,770)
₹2,999 + GST
Welcome Benefits
1 complimentary Economy Class ticket voucher on card joining and renewal
N/A
Interest Rate (APR)
2.95% per month (41.75% annually)
N/A
Foreign Currency Markup
3.5% + GST (approx. 4.13%)
N/A
Key Highlights
  • •Welcome Benefit
  • •Club Vistara Membership
  • •Reward Structure
  • •Milestone Rewards
  • •Airport Lounge Access
  • •Dining Benefits
  • •Insurance Coverage
  • •Welcome Benefit
  • •Accelerated Rewards
  • •Airport Lounge Access
  • •Priority Pass Membership
  • •Comprehensive Insurance
Dos
  • Maximise milestone spends to earn complimentary flight tickets
  • Register and link your Club Vistara membership immediately
  • Pay your credit card bill on time to avoid high interest charges
  • Track your CV Points and milestone progress regularly
  • Book award flights well in advance for better seat availability
  • Use the card for eligible spending to increase CV Points.
  • Pay the credit card bill on time to prevent extra charges.
  • Review CV Points often and redeem them before expiry.
  • Use lounge access for domestic and international travel.
  • Plan annual spending to make use of milestone benefits.
Don'ts
  • Avoid spending on excluded categories expecting CV Points or milestone progress
  • Don't miss payment deadlines, as interest rates are high (41.75% p.a.)
  • Don't let ticket vouchers expire—issue and book within the validity period
  • Avoid cash withdrawals unless absolutely necessary due to high fees
  • Don't ignore CV Points expiry dates—redeem or earn to keep the account active
  • Avoid spending more than you can repay, as this may create debt.
  • Do not skip the minimum due amount, as penalties may apply.
  • Ignore transaction alerts, as they may help identify unusual activity.
  • Share the card number, PIN, or CVV with anyone.
  • Use cash advances unless it is absolutely necessary.

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