SpiceJet Axis Bank Voyage Black Credit Card Vs. SpiceJet Axis Bank Voyage Credit Card

SpiceJet Axis Bank Voyage Black Credit Card

SpiceJet Axis Bank Voyage Black Credit Card

SpiceJet Axis Bank Voyage Credit Card

SpiceJet Axis Bank Voyage Credit Card

Comparison of SpiceJet Axis Bank Voyage Black Credit Card and SpiceJet Axis Bank Voyage Credit Card

Feature	SpiceJet Axis Bank Voyage Black Credit Card	SpiceJet Axis Bank Voyage Credit Card
Annual Fee	₹2,000 + GST (~₹2,360)	₹750 + GST (~₹885)
Joining Fee	₹2,000 + GST (~₹2,360)	₹750 + GST (~₹885)
Welcome Benefits	Receive SpiceJet flight voucher worth ₹4,000 on completing 2 transactions within 30 days of card issuance.	Receive a SpiceJet e-voucher worth ₹1,500 on completing 2 transactions within 30 days of card approval.
Interest Rate (APR)	3.6% per month (43.2% annually) OR 3.75% per month (45% annually)	3.75% per month (55.55% annually)
Foreign Currency Markup	3.5% + GST (~4.13%)	3.5% + GST (~4.13%)
Key Highlights	•SpiceClub Gold Membership •Welcome Voucher •Complimentary Add-on Vouchers •Domestic Airport Lounge Access	•SpiceJet Co-branded Benefits •Accelerated Rewards •Welcome Bonus •Complimentary Membership •Lounge Access •Milestone Benefits
Dos	Always book SpiceJet flights via their official app/website to earn maximum 28 points per ₹200 Complete 2 transactions within 30 days to claim ₹4,000 welcome voucher Link your credit card to SpiceClub membership immediately after receiving the card Spend at least ₹50,000 per quarter to maintain lounge access eligibility Target ₹4 lakh annual spend to earn maximum 10,000 bonus milestone points	Link your SpiceClub membership immediately with the credit card to ensure Silver Membership bonus points are credited correctly Book SpiceJet tickets directly through the official website or app using the card to earn up to 18 SC Points per ₹200 Set up auto-debit for credit card payments to avoid late fees and maintain a healthy credit score Track quarterly spending and ensure you cross ₹50,000 per quarter to unlock complimentary lounge access benefits Use the card for online utility bills, food delivery, and entertainment subscriptions to earn 2X reward points
Don'ts	Avoid booking SpiceJet through third-party sites like MakeMyTrip - you won't earn accelerated points Don't miss the 30-day window for welcome offer - it's a one-time benefit Don't forget to link membership - you'll miss out on SpiceClub Gold benefits Ignore quarterly spend requirements for lounge access (effective from Q2 onwards) Stop tracking spends after getting the card - milestone rewards add significant value	Never withdraw cash advances, as they attract heavy charges (2.5% or ₹500, whichever is higher) and immediate interest Don't miss payments or pay only the minimum amount due, as interest of 3.75% per month will apply Avoid overspending beyond your repayment capacity just to earn reward points, as it can lead to debt accumulation Avoid using the card for international transactions, as it attracts a high forex markup of 3.5% + GST Don't book SpiceJet flights via third-party platforms like MakeMyTrip or Goibibo, as full reward points may not be credited

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