MAX SBI Card Vs. MAX SBI Card SELECT

MAX SBI Card

MAX SBI Card

MAX SBI Card SELECT

MAX SBI Card SELECT

Comparison of MAX SBI Card and MAX SBI Card SELECT

Feature	MAX SBI Card	MAX SBI Card SELECT
Annual Fee	₹499	₹1,499 + GST
Joining Fee	₹499	₹1,499 + GST
Welcome Benefits	Receive 2,000 reward points worth ₹500 upon payment of the annual fee.	Receive 6,000 bonus reward points (worth ₹1,500) upon payment of joining and renewal fees.
Interest Rate (APR)	N/A	N/A
Foreign Currency Markup	N/A	N/A
Key Highlights	•Accelerated Rewards at Partner Stores •Welcome Bonus •Milestone Benefits •Affordable Annual Fee •Fuel Surcharge Waiver	•Accelerated Rewards •Welcome & Renewal Gift •Milestone Benefits •Reward Conversion •Fuel Surcharge Waiver
Dos	Use the card at Landmark stores, restaurants, and cinema halls to maximise 5X reward points Pay the full outstanding amount by the due date to avoid interest charges Convert SBI reward points to Landmark Rewards regularly for optimal value Enable transaction alerts to monitor card activity and detect fraud early Keep the card secure and use contactless payments where possible	Use the card primarily at Landmark stores, dining outlets, and for movie tickets to maximise 10X reward points Pay credit card bills on time to avoid late payment fees and interest charges Track annual spending to achieve milestone benefits worth up to ₹8,600 Convert SBI reward points to Landmark Rewards regularly and redeem them before expiry Utilise the first ATM withdrawal cashback of ₹100 within 30 days of card receipt
Don'ts	Avoid exceeding repayment capacity; spend within affordable limits Do not miss the minimum payment to prevent late fees and credit score damage Ignore reward point expiry. Use the card for cash advances unless absolutely necessary due to high charges Forget to activate the card immediately upon receipt	Avoid using the card if not a regular Landmark shopper, as reward redemption is primarily limited to Landmark outlets Do not miss the minimum payment to prevent negative impact on credit score Ignore milestone thresholds which can provide substantial additional value Let reward points expire after 24 months without redemption Use the card for frequent cash advances as they attract high fees and interest

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