KrisFlyer SBI Card Apex Vs. KrisFlyer SBI Credit Card

KrisFlyer SBI Card Apex

KrisFlyer SBI Card Apex

KrisFlyer SBI Credit Card

KrisFlyer SBI Credit Card

Comparison of KrisFlyer SBI Card Apex and KrisFlyer SBI Credit Card

Feature	KrisFlyer SBI Card Apex	KrisFlyer SBI Credit Card
Annual Fee	₹9,999 + GST	₹2,999 + GST
Joining Fee	₹9,999 + GST	₹2,999 + GST
Welcome Benefits	Awarded upon making the first transaction within 60 days of card issuance and payment of the joining fee.	Cardholders receive 3,000 bonus KrisFlyer miles upon payment of the joining fee
Interest Rate (APR)	N/A	N/A
Foreign Currency Markup	N/A	N/A
Key Highlights	•Accelerated Miles Earning •Welcome Bonus •Milestone Benefits •Elite Gold Membership •Complimentary Lounge Access •Comprehensive Insurance	•Welcome Miles •Accelerated Miles Earning •Milestone Rewards •Lounge Access •Comprehensive Insurance
Dos	Use the card for Singapore Airlines bookings to maximise miles Link KrisFlyer membership number immediately after card issuance Plan annual spending to achieve milestone benefits Track miles regularly through Singapore Airlines website Utilise lounge access before travelling	Use the card for Singapore Airlines bookings to maximise miles earning Pay the credit card bill on time to avoid interest charges Track KrisFlyer miles regularly and plan redemptions strategically Utilise complimentary lounge access during travels Use the card for international transactions to earn accelerated miles
Don'ts	Avoid spending on excluded categories like fuel, utilities, and wallet loads Do not let miles expire; redeem or use them before they expire Avoid international spends unless necessary due to high forex markup Do not miss linking transactions to KrisFlyer account Avoid applying without KrisFlyer membership	Avoid overspending beyond repayment capacity just to earn miles Do not miss the minimum payment deadline Ignore linking the KrisFlyer account properly to the credit card Share card details or KrisFlyer account information with untrusted sources Use the card for cash advances unless absolutely necessary

Explore More Comparisons

BPCL SBI Card Octane vs IndianOil Axis Bank RuPay Credit Card BPCL SBI Card Octane vs IndianOil HDFC Bank RuPay Credit Card SBI Card MILES Elite vs SBI Card PRIME Advantage BPCL SBI Card Octane vs SBI Card PRIME Advantage SBI Card MILES Elite vs SBI SimplySAVE UPI RuPay Credit Card BPCL SBI Card Octane vs SBI SimplyCLICK Credit Card HDFC Bank Millennia Credit Card vs SBI SimplyCLICK Credit Card HDFC Regalia Credit Card vs SBI Card PRIME Advantage SBI SimplyCLICK Credit Card vs SBI SimplySAVE UPI RuPay Credit Card InterMiles ICICI Bank Sapphiro Credit Card vs SBI Card MILES Elite Amazon Pay ICICI Credit Card vs Flipkart Axis Bank Credit Card