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Etihad Guest SBI Card Vs. KrisFlyer SBI Card Apex

Etihad Guest SBI Card

Etihad Guest SBI Card

KrisFlyer SBI Card Apex

KrisFlyer SBI Card Apex

Comparison of Etihad Guest SBI Card and KrisFlyer SBI Card Apex

Feature
Etihad Guest SBI Card
KrisFlyer SBI Card Apex
Annual Fee
₹1,499 + GST
₹9,999 + GST
Joining Fee
₹1,499 + GST
₹9,999 + GST
Welcome Benefits
Receive 2,500 Etihad Guest Miles after payment of the joining fee and completion of the first transaction.
Awarded upon making the first transaction within 60 days of card issuance and payment of the joining fee.
Interest Rate (APR)
N/A
N/A
Foreign Currency Markup
N/A
N/A
Key Highlights
  • Welcome Benefit
  • Tier Upgrade
  • Enhanced Rewards
  • Milestone Benefits
  • International Lounge Access
  • Domestic Lounge Access
  • Fuel Surcharge Waiver
  • Annual Fee Reversal
  • Global Privileges
  • Add-on Cards
  • Accelerated Miles Earning
  • Welcome Bonus
  • Milestone Benefits
  • Elite Gold Membership
  • Complimentary Lounge Access
  • Comprehensive Insurance
Dos
  • Use the card for Etihad.com flight bookings, international spends, and travel-related purchases to maximise miles.
  • Pay the credit card bill on time to prevent extra charges.
  • Track Etihad Guest Miles frequently and redeem them for flights, upgrades, or hotel bookings before expiry.
  • Use Priority Pass and domestic lounge access during travel for comfort and convenience.
  • Plan annual spending to make use of milestone benefits.
  • Use the card for Singapore Airlines bookings to maximise miles
  • Link KrisFlyer membership number immediately after card issuance
  • Plan annual spending to achieve milestone benefits
  • Track miles regularly through Singapore Airlines website
  • Utilise lounge access before travelling
Don'ts
  • Avoid spending more than you can repay, as this may create debt.
  • Do not skip the minimum due amount, as penalties may apply.
  • Ignore transaction alerts, as they may help identify unusual activity.
  • Share the card number, PIN, or CVV with anyone.
  • Use cash advances unless it is absolutely necessary.
  • Avoid spending on excluded categories like fuel, utilities, and wallet loads
  • Do not let miles expire; redeem or use them before they expire
  • Avoid international spends unless necessary due to high forex markup
  • Do not miss linking transactions to KrisFlyer account
  • Avoid applying without KrisFlyer membership

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