Club Vistara SBI Card Vs. Club Vistara SBI Card PRIME

Club Vistara SBI Card

Club Vistara SBI Card

Club Vistara SBI Card PRIME

Club Vistara SBI Card PRIME

Comparison of Club Vistara SBI Card and Club Vistara SBI Card PRIME

Feature	Club Vistara SBI Card	Club Vistara SBI Card PRIME
Annual Fee	₹1,499 + GST	₹2,999 + GST
Joining Fee	₹1,499 + GST	₹2,999 + GST
Welcome Benefits	1 Vistara Economy Class ticket as an e-gift voucher on paying the joining fee.	N/A
Interest Rate (APR)	N/A	N/A
Foreign Currency Markup	3.50%	N/A
Key Highlights	•Welcome Benefit •Reward Points •Milestone Benefits •Club Vistara Base Membership •Priority Pass Membership •Domestic Lounge Access	•Welcome Benefit •Accelerated Rewards •Airport Lounge Access •Priority Pass Membership •Comprehensive Insurance
Dos	Use the card for all purchases including fuel and utilities to earn CV points Pay the joining fee to receive the complimentary Economy Class ticket welcome benefit Aim to reach annual milestone spends of ₹1.25L, ₹2.5L, and ₹5L for free tickets Redeem CV points at 1:1 ratio (1 CV Point = Re. 1) for best value on Vistara flights Use the 4 complimentary domestic lounge access per year for comfortable travel	Use the card for eligible spending to increase CV Points. Pay the credit card bill on time to prevent extra charges. Review CV Points often and redeem them before expiry. Use lounge access for domestic and international travel. Plan annual spending to make use of milestone benefits.
Don'ts	Don't book tickets for other carriers; benefits are primarily for Vistara flights Avoid missing the ₹50,000 spend in first 90 days to get 1,000 bonus CV points Don't ignore the Priority Pass usage charges of USD 27 per visit Avoid using for international transactions due to 3.50% forex markup Don't miss payment deadlines; additional ₹100 charge applies for consecutive defaults	Avoid spending more than you can repay, as this may create debt. Do not skip the minimum due amount, as penalties may apply. Ignore transaction alerts, as they may help identify unusual activity. Share the card number, PIN, or CVV with anyone. Use cash advances unless it is absolutely necessary.

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